↓ Advertise on Defender2 ↓

Home > Puma (Tdci) > lnsurance, any recommendations?
Post Reply  Down to end
Page 1 of 2 12>
Print this entire topic · 
lightning



Member Since: 23 Apr 2009
Location: High Peak, Derbyshire
Posts: 3369

United Kingdom 
lnsurance, any recommendations?
l have been looking at late model "Puma" Defenders but getting some really expensive insurance quotes.

We don't live in the city, and l have a good driving record with full NCB.
Can anyone recommend an insurance company who like late model old Defenders?

Currently l have a 2022 Defender Commercial and the insurance is with Land Rover's own scheme, £60 per month.
But they won't cover the old one.



Click image to enlarge
Post #1074853 6th Sep 2025 10:39am
View user's profile Send private message View poster's gallery Reply with quote
Bluest



Member Since: 23 Apr 2016
Location: Lancashire
Posts: 4330

United Kingdom 2007 Defender 110 Puma 2.4 XS CSW Java Black
Its hard to recommend because it's so specific to your personal circumstances, but you could try Howdens (was A-Plan) Thatcham office or the NFU.

Buy Land Rover Monthly and just spend an hour or two ringing round the ones in the back of there. 2007 110 TDCi Station Wagon XS
Post #1074863 6th Sep 2025 2:26pm
View user's profile Send private message View poster's gallery Reply with quote
Ianh



Member Since: 17 Sep 2018
Location: Essex
Posts: 2513

United Kingdom 
The best deal for me with my 2.2 110 was Howdens and last year was Adrian Flux. And that’s with a fair number of mods that I always declare. Les than 25% of your quote
Post #1074866 6th Sep 2025 2:47pm
View user's profile Send private message View poster's gallery Reply with quote
lightning



Member Since: 23 Apr 2009
Location: High Peak, Derbyshire
Posts: 3369

United Kingdom 
l know, l have no idea as to why it's so high. l tried upgrading the security devices on the quote to a CAT 1 alarm and tracker but it made no difference.

Adrian Flux over £1,500



Click image to enlarge
Post #1074867 6th Sep 2025 3:04pm
View user's profile Send private message View poster's gallery Reply with quote
Rashers



Member Since: 21 Jun 2015
Location: Norfolk
Posts: 3643

United Kingdom 2014 Defender 110 Puma 2.2 USW Corris Grey
Might be something as simple as multiple claims in your postcode area?

In all fairness, does anyone actually understand the reasoning behind some quotes?

I feel your pain Crying or Very sad It’s a depressing job
Post #1074870 6th Sep 2025 3:42pm
View user's profile Send private message View poster's gallery Reply with quote
lightning



Member Since: 23 Apr 2009
Location: High Peak, Derbyshire
Posts: 3369

United Kingdom 
Direct Line won't cover at all.



Click image to enlarge
Post #1074877 6th Sep 2025 4:44pm
View user's profile Send private message View poster's gallery Reply with quote
lightning



Member Since: 23 Apr 2009
Location: High Peak, Derbyshire
Posts: 3369

United Kingdom 
The problem appears to be, on the V5 it's classed as a Commercial Vehicle. So it asks you if it's a "car" or a "van".

lf you put "car" you get the above. lf you put "van"
you get the following.



Click image to enlarge
Post #1074879 6th Sep 2025 4:48pm
View user's profile Send private message View poster's gallery Reply with quote
Bluest



Member Since: 23 Apr 2016
Location: Lancashire
Posts: 4330

United Kingdom 2007 Defender 110 Puma 2.4 XS CSW Java Black
You might have more luck with a broker like Howdens then, so you can speak to an actual human and explain the situation. 2007 110 TDCi Station Wagon XS
Post #1074898 6th Sep 2025 8:02pm
View user's profile Send private message View poster's gallery Reply with quote
johnlad



Member Since: 18 Dec 2023
Location: Blackpool
Posts: 96

United Kingdom 
Try admiral, they insured our Grenadier commercial without any issues. £630
Post #1074900 6th Sep 2025 8:11pm
View user's profile Send private message View poster's gallery Reply with quote
Ianh



Member Since: 17 Sep 2018
Location: Essex
Posts: 2513

United Kingdom 
Call both Adrian flux and Howdens, because defenders are slightly different to standard vehicles the quote software just can’t handle it and spits out stupid quotes.

I found talking to both those companies resulted in reasonable quotes
Post #1074905 6th Sep 2025 9:57pm
View user's profile Send private message View poster's gallery Reply with quote
lightning



Member Since: 23 Apr 2009
Location: High Peak, Derbyshire
Posts: 3369

United Kingdom 
Will do on Monday, thank you.
Post #1074907 6th Sep 2025 10:09pm
View user's profile Send private message View poster's gallery Reply with quote
jim4244



Member Since: 13 Apr 2014
Location: Bedfordshire
Posts: 988

England 2013 Defender 90 Puma 2.2 CSW Fuji White
I insured a 2013 CSW with Admiral this year for £350 full comp and protected no claims.

Jim
Post #1074916 7th Sep 2025 5:34am
View user's profile Send private message View poster's gallery Reply with quote
AMBxx



Member Since: 24 Jul 2016
Location: York
Posts: 1068

United Kingdom 2015 Defender 110 Puma 2.2 XS CSW Orkney Grey
Another vote for Admiral. £316 fully comp, protected etc for a 2016 110 XS SW. Even the dealer recommended them when we bought the Disco Sport earlier this year.
That price does include the multi-care discount which is worthwhile too.
Post #1074928 7th Sep 2025 10:03am
View user's profile Send private message View poster's gallery Reply with quote
lightning



Member Since: 23 Apr 2009
Location: High Peak, Derbyshire
Posts: 3369

United Kingdom 
Mine is predominantly business mileage which may be why l am
getting higher quotes
Post #1074938 7th Sep 2025 12:54pm
View user's profile Send private message View poster's gallery Reply with quote
Beco90



Member Since: 10 Jul 2024
Location: South Wales
Posts: 39

United Kingdom 
lightning wrote:
The problem appears to be, on the V5 it's classed as a Commercial Vehicle. So it asks you if it's a "car" or a "van".

lf you put "car" you get the above. lf you put "van"
you get the following.



Click image to enlarge


Yes, I had the same problem when trying to insure my 61 plate 110 station wagon. It’s very annoying but JLR registered all 2012-on Defenders are classed as N1 for tax purposes
However, they are classed as a dual purpose vehicles which means they have the same speed limits as cars, not vans. There’s a fair few threads on here about the subject.


I found the only insurance ‘supermarket’ website that would work for me was Confused.com. All the others had “computer says no” moments and classed it as a van.

In the end I got the best quote from Aviva with some cash back via Quidco or TopCashback (can’t remember which).
Post #1074997 8th Sep 2025 6:31am
View user's profile Send private message View poster's gallery Reply with quote
Post Reply  Back to top
Page 1 of 2 12>
All times are GMT + 1 Hour

Jump to  
Previous Topic | Next Topic >
Posting Rules
You cannot post new topics in this forum
You cannot reply to topics in this forum
You cannot edit your posts in this forum
You cannot delete your posts in this forum
You cannot vote in polls in this forum



Site Copyright © 2006-2025 Futuranet Ltd & Martin Lewis
DEFENDER2.NET RSS Feed - All Forums