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Bluest



Member Since: 23 Apr 2016
Location: Lancashire
Posts: 3997

United Kingdom 2007 Defender 110 Puma 2.4 XS CSW Java Black
Keeping a personal plate on a write off
Anyone know what needs to happens to ensure that in the event my car were to be written off by an insurance company I'd be certain to keep hold of the registration number? I've never given it any thought, but our car could easily have become a write off recently and I never gave any thought at the time what would happen to the personal plate. 2007 110 TDCi Station Wagon XS
Post #810395 15th Jan 2020 6:05pm
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grafty99



Member Since: 15 Aug 2012
Location: North Devon
Posts: 4784

United Kingdom 2002 Defender 90 Td5 HT Caledonian Blue
Retain it ASAP. Hopefully before the insurance company starts their paperwork Thumbs Up

I was also given this advice for if your vehicle is stolen. SORN it and retain the reg. This helps it flag up on anpr too Thumbs Up 2002 90 Td5 Station Wagon
1990 Vogue SE
Triumph Tiger Explorer 1200
Td5 90 Thread http://www.defender2.net/forum/topic50767.html
Tdi 110 Thread https://www.defender2.net/forum/topic69562.html
RRC Thread http://www.defender2.net/forum/topic54492.html
Instagram http://www.instagram.com/george_grafton
Post #810398 15th Jan 2020 6:13pm
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diesel_jim



Member Since: 13 Oct 2008
Location: hiding
Posts: 6037

United Kingdom 2006 Defender 110 Td5 SW Epsom Green
Post #810418 15th Jan 2020 7:26pm
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Barneyboy



Member Since: 19 Nov 2014
Location: Oxfordshire
Posts: 1583

England 1986 Defender 90 2.5 n/a Diesel ST Nato Green
Hi Thanks for the heads up on this I’ve never even given that a thought Thumbs Up cheers Paul
Post #810424 15th Jan 2020 7:53pm
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Bluest



Member Since: 23 Apr 2016
Location: Lancashire
Posts: 3997

United Kingdom 2007 Defender 110 Puma 2.4 XS CSW Java Black
Interesting reading. Thanks. Seem speed is of the essence to get the plate on retention. 2007 110 TDCi Station Wagon XS
Post #810425 15th Jan 2020 7:53pm
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X4SKP



Member Since: 29 Nov 2013
Location: Berkshire
Posts: 2287

United Kingdom 2010 Defender 90 Puma 2.4 SW Stornoway Grey
Just to add to this, a friend of mine had her car stolen around 2 years ago and her plate
was a 1 digit number + her 2 initials, she had had this plate for years and had also
turned down a couple of offers to buy it with a value potentially exceeding the car
it was currently registered on, she retained the number with the DVLA at a cost
similar to a transfer between vehicles, from memory when the vehicle was written
off by the insures (as it was never seen again) this allowed it's transfer to a new
vehicle, probably with a follow on cost for that step, so she got the plate essentially
in a 'holding position' until things had sorted themselves out.

The take away from this is act first as I think 'technically' no one owns a number plate,
they have just obtained the right to use it and transfer it until it's surrendered. SKIP
https://www.defender2.net/forum/topic83242.html
Post #810514 16th Jan 2020 11:13am
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ARC99



Member Since: 19 Feb 2013
Location: North Yorkshire
Posts: 1831

United Kingdom 2008 Defender 110 Puma 2.4 USW Cairns Blue
Having had experience of a third parties insurance company loss adjuster put S.H.M.B.O.'s private plate on an auction site prior to any paperwork being signed, you need to act fast by giving notice to the insurance company that you are retaining the private plate , this can be done by phone backed up ether by email of snail mail. Don't make old people mad.
We don't like being old in the first place,
so it doesn't take much to Censored us off.

Richard
Post #810515 16th Jan 2020 11:19am
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hank



Member Since: 12 Sep 2016
Location: South Wales
Posts: 2231

Wales 2007 Defender 110 Puma 2.4 DCPU Stornoway Grey
Back in the day a friend of mine lost his private reg when his car got written off.
Months/years later (I forget) the reg was back up for sale on DVLA website! > 110 XS Double Cab
> Instagram @simonlanemind
Post #810516 16th Jan 2020 11:22am
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Birdy



Member Since: 07 Oct 2011
Location: Côte d'Azur
Posts: 850

France 2011 Defender 110 Puma 2.4 XS CSW Santorini Black
"... 1 digit number + her 2 initials"

Worth even MORE is 2 initials + the number 1 (i.e. AA 1 is worth more than the order 1 AA which I have). No names, no pack drill, but I've a mate who a little while ago acquired his initials + 1.

"Wow, how much is that worth?" "A hell of a lot more than the car (a Merc)" "How did you get it?" "It was on a written-off car for which my company handled the insurance".

I've a couple of numbers on retention (3 and 6), those actually on vehicles are covered by a caveat to the Insurance Policy: "Assuming no claim is made under Section 8, personal registration plate cover, then we would not retain ownership of the plate in the event of a theft or total loss"

Peter
Post #810524 16th Jan 2020 12:02pm
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AJC



Member Since: 30 Nov 2015
Location: Lancashire
Posts: 1333

United Kingdom 
approx 15 years ago we had our toyota hilux stolen with our reg T111FAB, took us 16 months to get it back and able to use.

It is now on my D4
Post #810525 16th Jan 2020 12:31pm
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X4SKP



Member Since: 29 Nov 2013
Location: Berkshire
Posts: 2287

United Kingdom 2010 Defender 90 Puma 2.4 SW Stornoway Grey
X4SKP wrote:
her plate was a 1 digit number + her 2 initials


 SKIP
https://www.defender2.net/forum/topic83242.html
Post #810526 16th Jan 2020 12:34pm
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VVS210



Member Since: 12 Nov 2016
Location: Hampshire
Posts: 953

United Kingdom 
As a precaution, when taking out or renewing my car insurance I tell the insurer that I wish to retain the reg number if the car is ever written off or stolen, that way they know on day one what your position is. I have had 2 cars written off after being hit by other drivers & on both ocassionally immediately put the number on retention & no drama with the insurance.

Putting a number on retention is so easy these days as its all done online - unless there is any issue with the car it's on like my old 110DCPU which apparently hadn't been taxed or SORN'd by the previous owner so flagged as potentially owing RFL, that meant I had to use a paper form after calling DVLA & explaining when I bought the car & when I taxed it, retention certificate issued with a few days.
Post #810644 17th Jan 2020 9:11am
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