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Jamie1992



Member Since: 26 Jan 2019
Location: Haxey
Posts: 7

United Kingdom 2008 Defender 90 Puma 2.4 HT Tonga Green
Insurance Valuation after theft

Hi
Just wondering how other people have found insurance company’s valuations?
After having my Land Rover defender 90 County stolen at the weekend my insurance company have returned a valuation of £16500 which at first sounded reasonable, but after having a look through auto trader/eBay I’m struggling to find a replacement County for the money! Hardtops seem pretty do able at that money but county hard tops at factory original condition like mine was are pretty rare! Trying to hold out for 17500/18k? Or ask them to replace the Land Rover with an equivalent one? If anyone has any experience with any of this I’d love to know how it went? Thanks

Post #754575 28th Jan 2019 8:44pm
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Sulisuli



Member Since: 30 Oct 2016
Location: South west
Posts: 3136

United Kingdom 2015 Defender 90 Puma 2.2 HT Corris Grey

Jamie I would hold out, insurance companies will always try and wriggle and get away with the cheap option Thumbs Up Being a sewage diver at least I know how deep the 💩 will be at work today.
2015 HT XS 90
2008 SVX 90
2000 XS TD5 90

Post #754602 28th Jan 2019 9:24pm
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leeds



Member Since: 28 Dec 2009
Location: West Yorkshire
Posts: 8562

United Kingdom 

Many years ago I had a vehicle stolen.

The insurance company first offer was low, so objected strongly, second offer much better and then got a much smaller increase on third offer. Was told that insurance companies would make 3 offers and then basically stick at that offer unless there were exceptional circumstances.


Get as much information about your vehicle and get as many adverts of comparable vehicles. If you can get a valuation from your local dealer who knows your vehicle it would be good for your case.


Good luck.


Brendan

Post #754643 28th Jan 2019 10:25pm
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VVS210



Member Since: 12 Nov 2016
Location: Hampshire
Posts: 609

United Kingdom 

When my old Freelander was written off I was initially offered a very low figure for it on the basis that it was 12 years old & had 195,000 miles on it. However, when I explained that I had it from new & that it had a complete service history the figure went up considerably. All I was asked to do was to send in photos of the completed service books ( the original one plus the extension one ) & all was good.

Another thought, when I bought the DCPU I got a full HPI check done on it, this cost £20 & included a vehicle valuation figure which is based on Glasses Guide. Might be worth you getting one done quick before it shows up as stolen on the database?

Final thing, ask you insurer to provide a like for like replacment vehicle for you, let them see how difficult it is to find one for the money they're offering you!

Post #754708 29th Jan 2019 9:35am
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PRENT1



Member Since: 02 Sep 2015
Location: bromley
Posts: 34

United Kingdom 2011 Defender 110 Puma 2.2 XS CSW Santorini Black
Insurance Valuation after theft

I had a Landy stolen a few years back. When the insurance company made their first offer i declined as i thought they were way off. I then supported my claim for a greater amount by showing paper work and receipts (the week before i had just paid for a full dealer service).
In the end i petitioned for the insurance company to provide a like for like ..Low mileage/colour etc... they then substantially increased there offer.. It is a long winded process but worth carrying through.

Post #754716 29th Jan 2019 10:54am
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discomog



Member Since: 09 May 2015
Location: Notts/Lincs Border
Posts: 1503

United Kingdom 2015 Defender 90 Puma 2.2 XS CSW Santorini Black

I've recently had two friends who's Morgans were total losses due to accident. They both received initial offers which to be honest weren't far off the mark but they rejected them. The got prices and photos of similar cars for sale in the UK through dealers and then did further battles with their respective insurers.

As stated above just keep going back to them until you get a realistic price offer. It wont happen quickly but at least it gives you time to look around for a replacement until such time as they have coughed up. Santorini 90XS SW
Discovery Sport
Morgan Plus 8

Post #754731 29th Jan 2019 11:59am
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Jamie1992



Member Since: 26 Jan 2019
Location: Haxey
Posts: 7

United Kingdom 2008 Defender 90 Puma 2.4 HT Tonga Green

Emailed my insurance today and included a list of similar land rovers that are currently for sale on auto trader. I also mentioned I’d rather have them try and find me a replace defender of like for like condition and age than except what they’d offered me! So I’ll see what they come back with!

Post #754822 29th Jan 2019 7:10pm
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Swine&Small



Member Since: 20 Mar 2017
Location: Norfolk
Posts: 1005

United Kingdom 2015 Defender 90 Puma 2.2 Landmark LE Montalcino Red

Good Luck Jamie
let us know how you get on. often wondered about this 2015 Defender 90" Landmark Montalcino
1950 Series one 80"
1967 Morris Traveller
2012 VW T5 Camper
Quod Abundat Non Obstat.

Post #754830 29th Jan 2019 7:45pm
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