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ValMc

Member Since: 12 Jan 2016
Location: Plymouth
Posts: 4

Can't get insurance

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We are in the process of buying a soft top converted from a pick up hard top. We will only be using the vehicle once a week during the bee keeping season to get to our bee hives. We have spent hours on the phone and on line today trying to get insurance. The only place that will insure us is Land Rover Insurance at £1500 p.a. which is a bit steep considering the amount of use the vehicle will have. All the other insurers say that they cannot insure the vehicle as the conversion was done after the vehicle was registered with the DVLA. Has anyone else experienced this or has anyone got any suggestions?

12th Jan 2016 9:50pm

GREENI

Member Since: 22 Aug 2010
Location: staffs
Posts: 10387

Try Adrian Flux, or the forum sponsor.......

Oh yeah, welcome.

12th Jan 2016 10:01pm

mrdelmonti

Member Since: 08 Sep 2015
Location: South Northants
Posts: 35

I've had similar in the past. Try ringing NFU, they understand that a defender is a vehicle that is changed and adapted to what it needs to be. That sort of thing really doesn't bother them.

12th Jan 2016 10:02pm

DAZ110

Member Since: 06 Dec 2007
Location: East Sussex
Posts: 2067

Have you tried the forum sponsor, A-Plan?

Have a look at this post:

http://www.defender2.net/forum/topic42540.html

12th Jan 2016 10:02pm

tonyhedge

Member Since: 07 Jul 2015
Location: Worcestershire
Posts: 101

2014 Defender 90 Puma 2.2 SW Montalcino Red

Or Footman James? Buy a copy of LRO or similar and look in the specialist insurer ads at the back. The "classic" policy specialists tend to be more flexible, but you may have a problem with it being to new for some of them.

Good luck! That's not a dent, it's a rivet. That's not a dent, it's a rivet. That's not ... oh! That is a dent!

2014 90 XS SW
1997 Discovery 300TdiS (retired to stud)
1966 Series IIA 88" (now my son's)
2001 Astra - I need something to go and buy the parts when the others are off the road!

12th Jan 2016 10:06pm

Cupboard

Member Since: 21 Mar 2014
Location: Suffolk
Posts: 2971

2011 Defender 110 Puma 2.4 HT Corris Grey

NFU aren't always that great, I've had quotes for £3600 and then this year was £1800. Adrian Flux were £600 this year for more cover.

A lot of the classic car insurance companies won't touch it if it's less than 5 years old either.

12th Jan 2016 10:37pm

Martin
Site Admin

Member Since: 02 Apr 2007
Location: Hook Norton
Posts: 6728

2015 Defender 90 Puma 2.2 XS CSW Montalcino Red

Try A Plan, my soft top is insured with them - converted myself

1988 90 Td5 NAS soft top

2015 D90 XS SW

12th Jan 2016 10:40pm

Martin
Site Admin

Member Since: 02 Apr 2007
Location: Hook Norton
Posts: 6728

PS that's A Plan Thatcham rather than your local office

http://www.aplan.co.uk/motoring/specialist-vehicle-insurance/2455
Telephone 01635 874 646

1988 90 Td5 NAS soft top

2015 D90 XS SW

12th Jan 2016 10:41pm

Neils

Member Since: 09 Jun 2015
Location: South West
Posts: 25

Valmc,

With the NFU myself and hello from a fellow Landy driving Beekeper

12th Jan 2016 11:50pm

miker

Member Since: 13 Sep 2015
Location: Surrey
Posts: 1791

Cupboard wrote:
NFU aren't always that great, I've had quotes for £3600 and then this year was £1800. Adrian Flux were £600 this year for more cover.

A lot of the classic car insurance companies won't touch it if it's less than 5 years old either.

NFU wouldn't touch me.
I quote "Maybe if you were older, or had had it for a few years already" So all I would need to do, is drive around uninsured for 3 three years, or leave it in a barn for 3 years, then they'd insure me no bother!!

A Plan were about £2k (on a standard 110 SW)

Ended up with admiral at £650 or something.

13th Jan 2016 1:42am

Dave T

Member Since: 07 Jun 2013
Location: Glasgow
Posts: 492

Also try Heritage and Lancaster, I have used both of them in the past with loads of mods. 2015 RRS Autobiography SDV6
1994 Def 90 300tdi

13th Jan 2016 7:56am

Harry.O

Member Since: 25 Jul 2014
Location: Warwickshire
Posts: 732

I have the 90 insured with Adrian Flux - that's a station wagon converted to soft top by me and no problems there.

13th Jan 2016 9:06am

ValMc

Member Since: 12 Jan 2016
Location: Plymouth
Posts: 4

Adrian Flux have agreed to insure the vehicle at a reasonable premium. Thanks for all the advice. My husband just has to learn to drive it now, never having driven a Defender before.

13th Jan 2016 10:49am

db950

Member Since: 01 Feb 2012
Location: Lincoln
Posts: 570

I've listed every modification I have on my Defender including a non standard engine and Adrian Flux insure it no bother at a reasonable price too, glad you got sorted. 1997 Ex-MOD 110, Pop Top Camper, build thread https://www.defender2.net/forum/topic72352.html
2014 Discovery 4 SE Tech
Instagram @the110camper

13th Jan 2016 11:15am

PDH

Member Since: 03 Dec 2009
Location: Shropshire
Posts: 179

2015 Defender 90 Puma 2.2 XS CSW Santorini Black

A plan (using the sponsor link) covered mine no issues with all mods listed and Cheaper than any other quote

Puma 2.2 90 Stationwagon

13th Jan 2016 12:54pm

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