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| TACK Member Since: 26 Apr 2009 Location: Essex Posts: 1045  |
Any one have the similar issue or similar circumstances as me insuring their vehicle, as I can’t find an insurer at a reasonable value, any suggestions based on below!?
Tesco say no after 7 years with them and NFU say too many points,Adrian Flux £1million pounds! 
7 years NCB 6 Points New 110 utility Winch  |
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29th Mar 2010 10:50am |
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| K9F Member Since: 12 Nov 2009 Location: Bournemouth Posts: 9610  
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Tack,
My insurance is just up for renewal imminently, each and every individual should search for a policy that tailors for their individual needs, normally I go with the flow and stay with the same company. However this year with all the money I spent on extras I wanted insurance to cover them. My company due to certain clauses will no longer insure me, NFU underwriters also no go as I work at an airfield. I used confused/compare and several other search facilities. In the end on a recommendation I rang Adrian Flux who were polite, courteous and will provide the cover I wish at reasonable cost. Lower than my current premium but not as low as RAC. Quite often you do not know on line what exactly you are getting (green laning/off roading etc.) best to speak to someone direct. I don't really know what your individual issues are but at nearly half a century old with no points on my licence, 5 years no claims (my current insurers don't go higher than 5 years max) all extras declared, at todays price I would be paying £435. I could be wrong but it must be the 6 points that is loading your premium. Why are Tescos suddenly saying 'no?' If you go through life with your head in the sand....all people will see is an ar5e!! Treat every day as if it is your last....one day you will be right!! |
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29th Mar 2010 2:05pm |
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| Cibit Member Since: 26 Oct 2009 Location: Northumberland Posts: 424 
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I got 6 points and am with NFU. Practically same costs for L/R as the 2002 Navavra. £400ish.
Sorry its not really much help but it proves it can be done. Good Luck finding someone before your hols 59 2.4 110 XS Utility 55 TD5 110 CSW Special Vehicle |
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29th Mar 2010 2:27pm |
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| TACK Member Since: 26 Apr 2009 Location: Essex Posts: 1045 |
Cheers guys, tesco said no as when i declared the winch they asked why the winch? when i explained what green lanning was, this prompted the no
 even after when i said ok dont insure me for greenlanning i was told no sorry to late, STAMP, rejected
tried twice with NFU, its a no go. Adrian Flux looks not only the best but the only option at the moment, as Cibit has said , I am off to France on Thursday so this is getting to be a pain. My 7 days free LR insurnace runs out tonight so got to sort it either way  reckon the 6 points is the min factor to why it is so expensive |
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29th Mar 2010 2:57pm |
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| K9F Member Since: 12 Nov 2009 Location: Bournemouth Posts: 9610
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Adrian Flux was best for me too! Slightly more expensive than RAC but I know exactly what I'm getting and able to talk to them on the blower direct.
They do seem to cater for our (4x4) niche of the market. I don't think you'll be far wrong by going with them! As Cibit said 'Good Luck!' I think you may be limited for options taking your iminent holiday into account unless you got loads o' spare time. If you go through life with your head in the sand....all people will see is an ar5e!!
Treat every day as if it is your last....one day you will be right!! |
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29th Mar 2010 3:04pm |
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| TACK Member Since: 26 Apr 2009 Location: Essex Posts: 1045 |
Funny that, cos i have come home to sort it out, taking fiking ages.
been throught all the insurnace comapies in land rover magazine, Lancaster insurance said your vehicle is too new  only insure older vehicles 
Just rang LR insurance, dont insure people who have points for driving while using phone guy said its their policy, but went as far to say humourously not a problem if you drink drive 
I was good until last year, now I am going to pay the price. if only i got the defner last year as i would never have used the phone cos i cant hear myself talking in the 110 and speeding, yeah right  |
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29th Mar 2010 3:16pm |
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| K9F Member Since: 12 Nov 2009 Location: Bournemouth Posts: 9610
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Somebody else mentioned 'The irony is that most insurance companies that advertise in most of the 4x4 magazines don't cover you for off-roading or green laning!"
If you go through life with your head in the sand....all people will see is an ar5e!!
Treat every day as if it is your last....one day you will be right!! |
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29th Mar 2010 4:27pm |
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| ken Member Since: 18 Aug 2009 Location: Banging Birds with my bitches !! Posts: 4328
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Even more stupid is that a Green lane is a road really
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29th Mar 2010 6:23pm |
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| TACK Member Since: 26 Apr 2009 Location: Essex Posts: 1045 |
Tried everyone I can think off, 3 companies 1 being sureterm said becasue the vehicle is worth over £25k they cant ensure me. lots of compaines just dont list a 110 utility so thats that
You guys must be getting insured either cos you being good boys with no points  and or you are not mentioning green laning when getting quoted 
or just much older thats ones better to digest for me anyway  |
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29th Mar 2010 6:33pm |
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| mrwoo Member Since: 03 Jan 2008 Location: Cheshire Posts: 280 
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Try Swinton Commerical, you must ensure it is insured as a commercial rather than just a 110 or estate like some companies do. http://www.swinton.co.uk/commercial/van/ |
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29th Mar 2010 7:28pm |
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| TACK Member Since: 26 Apr 2009 Location: Essex Posts: 1045 |
Mrwoo will bell them in the morning. |
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29th Mar 2010 9:23pm |
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| stevie d Member Since: 09 Nov 2009 Location: Bishops Stortford Posts: 342 
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I found NFU very good. Insured Defender recently £300ish per annum. They gave me 7 years no claims as 3rd car.
Have you tried one of their local offices/ plenty of them, speak to an individual. At least you will get a proper answer. Good luck
Steve Defender 90 TD5 Station Wagon Discovery 3 HSE BMW 330i Coupe |
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29th Mar 2010 9:43pm |
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| Knot Yet Member Since: 01 Mar 2010 Location: West Sussex Posts: 197  
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We have the D3 with NFU and the Defender 2 with Swiftcover - both have been good but then we have never claimed Defender 110 Puma Utility XS
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30th Mar 2010 7:46am |
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| TACK Member Since: 26 Apr 2009 Location: Essex Posts: 1045 |
knot yet, do you delcare the green lanning or any mods to swiftcover?
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30th Mar 2010 8:52am |
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