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47643



Member Since: 30 Sep 2021
Location: central
Posts: 20

Scotland 
insurance quote
hi, just had a quote from A plan for 90 ht d200. approx £900
can anybody recommend an insurance company for a new defender
thanks
Post #932961 9th Dec 2021 12:34pm
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Sulisuli



Member Since: 30 Oct 2016
Location: South west
Posts: 4750

United Kingdom 2015 Defender 90 Puma 2.2 HT Corris Grey
How much do expect it to be? 2015 HT XS 90
2008 SVX 90
2000 XS TD5 90
Post #933001 9th Dec 2021 8:37pm
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47643



Member Since: 30 Sep 2021
Location: central
Posts: 20

Scotland 
less than half that!
Post #933009 9th Dec 2021 9:06pm
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Sulisuli



Member Since: 30 Oct 2016
Location: South west
Posts: 4750

United Kingdom 2015 Defender 90 Puma 2.2 HT Corris Grey
Is this your first quote you have had? 2015 HT XS 90
2008 SVX 90
2000 XS TD5 90
Post #933011 9th Dec 2021 9:08pm
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47643



Member Since: 30 Sep 2021
Location: central
Posts: 20

Scotland 
i thought i would try the site sponsor, A plan.
have since had quotes about half that and a few lower which require further investigation.
the lower price ones are under written by NIG
Post #933014 9th Dec 2021 9:24pm
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custom90steve



Member Since: 21 Jan 2010
Location: South West England
Posts: 18777

United Kingdom 
Try compare the market.

Personally, I have no time for any form of insurance company, but unfortunately it’s something we all have to have for some things. Diesels Lives Matter.
Like Thunder We Do Roll’
Post #933017 9th Dec 2021 9:31pm
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discomog



Member Since: 09 May 2015
Location: Notts/Lincs Border
Posts: 2377

United Kingdom 2015 Defender 90 Puma 2.2 XS CSW Santorini Black
Steve - at last I've found someone who shares my sentiments about insurance companies - I hate them with a vengeance. Defender 90XS SW
Mini Countryman Cooper S
Morgan Plus 8
Post #933018 9th Dec 2021 9:39pm
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custom90steve



Member Since: 21 Jan 2010
Location: South West England
Posts: 18777

United Kingdom 
Yes, it’s the most unregulated, unscrupulous financial market group I think that there is.

Nearly all financial institutions from insurance, to banking, and more have every single thing in law in their favour.

It’s made for a very boring place to live quite frankly, there is very little lawful that can be done in the country so it seems.
I expect if we were aware of the size of the financial funds that are in their pot, that they never pay out we would be truly staggered £500 million and the rest no doubt per company.
With likely double in premiums paid in, than there is paid out every year and probably with many tax privileges and cuts put in as well.

Pet insurance is another one, all it has done is cost everyone in the country more money and put everyone’s expenses up across the board.

More, more, and more is the answer to everything it seems and it just doesn’t and won’t work.

It’s supposed to be there to protect and pay when needed, yet written in will be that effectively it’s not worth the paper it’s written on and is simply a green light on the Gov system such as DVLA and ANPR.
Nothing more, and no benefit to the driver at all.

I don’t trust any an inch.
Glad I’m it the only one thinking such things. Thumbs Up Diesels Lives Matter.
Like Thunder We Do Roll’
Post #933021 9th Dec 2021 9:53pm
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47643



Member Since: 30 Sep 2021
Location: central
Posts: 20

Scotland 
custom90steve wrote:
Try compare the market.

Personally, I have no time for any form of insurance company, but unfortunately it’s something we all have to have for some things.


tried compare the market, came up with churchill at £295
a sensible quote
thanks

it does my head in, because different sites have access to different insurers!
Post #933024 9th Dec 2021 10:04pm
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Ianh



Member Since: 17 Sep 2018
Location: Essex
Posts: 831

United Kingdom 
once Getting a quote online give them a call to ensure they have all the details of your specific vehicle, inc any mods correct. Also the valuation they place on your vehicle in case of total loss plus excesses etc.

Also worth giving NFU a call as they are used to ensuring defenders and generally give a reasonable quote for a good level of cover.
Post #933031 9th Dec 2021 11:04pm
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Leamreject



Member Since: 19 Dec 2020
Location: Middle Earth - Leamington Spa
Posts: 696

Italy 2011 Defender 90 Puma 2.4 HT Fuji White
Insurance Companies Censored Banging Head Evil or Very Mad Twisted Evil

Auto renewal when you have asked for it to be removed and then refusing to give you your money back once you discover it 3 months later and for a policy you didn’t need…. and holding you responsible for an accident when you weren’t even at the scene are just couple of issues.

And recently a change of vehicle to the same but two years younger they refuse to modify the policy or refund the balance but are very willing to sell you another policy with fees for exactly the same at circa £500 with the same model of vehicle on.

My recommendation is to keep away from Carole Nash and Markerstudy…..

Thankfully through sheer determination two out of the three have now been resolved in my favour with the third still under investigation and the ombudsman has agreed to step in if my final response isn’t satisfactory Ride like you stole it!!
Post #933039 10th Dec 2021 6:50am
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47643



Member Since: 30 Sep 2021
Location: central
Posts: 20

Scotland 
hi, just investgated the cheaper quote from Budget (BISL) £250 /270 4000/5000 miles
compared it with an aviva quote at £475, the budget quote has better personal accident cover, i am not insured to drive any other vehicle, no problem.
all in all this policy matches my needs. i phoned them to confirm everything i requested
all answers positive from budget.
Post #933054 10th Dec 2021 11:07am
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scotty38



Member Since: 21 May 2011
Location: Lincolnshire
Posts: 563

England 2011 Defender 110 Puma 2.4 XS CSW Orkney Grey
As long as they pay out if you need them to.

I pay a bit more and insure with NFU but at least I know they will be there if I need them. That's worth the extra to me at least.
Post #933085 10th Dec 2021 4:25pm
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47643



Member Since: 30 Sep 2021
Location: central
Posts: 20

Scotland 
NFU were £647, still a bit on the high side for me
Post #933087 10th Dec 2021 4:39pm
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bankz5152



Member Since: 02 Feb 2017
Location: South London/North Kent
Posts: 1937

2004 Defender 110 Td5 DCPU Epsom Green
Totally agree. Insurance companies are the scum of the earth.

My 110 premium is fairly high for a number of reasons so I bought another for commuting. Reducing anual mileage from 17k to 5k and only driven once or twice a week.

They offered to reduce my premium by 2%..... Instagram @defender_ventures
Empire Tuning - Agent
Post #933162 11th Dec 2021 7:34am
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