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scotty38



Member Since: 21 May 2011
Location: Lincolnshire
Posts: 571

England 2012 Defender 110 Puma 2.2 USW Aintree Green
Stolen Lincolnshire
My 2011 Grey Defender went last night from my drive. Heard nothing, dogs didn't even bark, jeez!
Post #907376 11th Jun 2021 9:37am
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Rosco



Member Since: 03 Dec 2010
Location: Burntwood
Posts: 1797

United Kingdom 2015 Defender 110 Puma 2.2 XS CSW Montalcino Red
Not good to hear. Fingers crossed its found being allowed to "cool off" locally for you 2007 - Stornoway Grey 90 XS SW - Gone
2002 - Black Discovery II - Gone
2014 - Montalcino Red 110 XS SW
Post #907380 11th Jun 2021 9:55am
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scotty38



Member Since: 21 May 2011
Location: Lincolnshire
Posts: 571

England 2012 Defender 110 Puma 2.2 USW Aintree Green
Just realised it's 10 years to the actual day when I bought it... WTF....
Post #907381 11th Jun 2021 9:56am
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scotty38



Member Since: 21 May 2011
Location: Lincolnshire
Posts: 571

England 2012 Defender 110 Puma 2.2 USW Aintree Green
Rosco wrote:
Not good to hear. Fingers crossed its found being allowed to "cool off" locally for you


Thanks and yeah fingers crossed
Post #907382 11th Jun 2021 9:56am
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scotty38



Member Since: 21 May 2011
Location: Lincolnshire
Posts: 571

England 2012 Defender 110 Puma 2.2 USW Aintree Green
scotty38 wrote:
Just realised it's 10 years to the actual day when I bought it... WTF....


Scrub that it was July, I'm obviously delirious....
Post #907383 11th Jun 2021 9:59am
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hank



Member Since: 12 Sep 2016
Location: South Wales
Posts: 2218

Wales 2007 Defender 110 Puma 2.4 DCPU Stornoway Grey
Gutting. I'm acutely aware that any of us could wake up one morning to find the same. Hope it's found or you get a fair insurance payout > 110 XS Double Cab
> Instagram @simonlanemind
Post #907402 11th Jun 2021 12:18pm
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scotty38



Member Since: 21 May 2011
Location: Lincolnshire
Posts: 571

England 2012 Defender 110 Puma 2.2 USW Aintree Green
Thanks. This is my first ever claim so to be honest I'm not really sure what to expect.

I've seen many threads over the years on insurance, cheap versus service etc etc and for that reason I have always paid a bit more and gone with NFU.

Now is the time I'll find out if that was a good decision.....
Post #907421 11th Jun 2021 2:46pm
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Bucko



Member Since: 21 Nov 2016
Location: West Yorkshire
Posts: 43

England 2012 Defender 110 Puma 2.2 XS CSW Orkney Grey
Sorry to hear.

What security did you have on it, if you don’t mind me asking
Post #907454 11th Jun 2021 7:05pm
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90 Dreamer



Member Since: 13 Jul 2019
Location: Oop North
Posts: 2045

United Kingdom 2016 Defender 90 Puma 2.2 HT Corris Grey
FCuckers........
Post #907455 11th Jun 2021 7:11pm
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scotty38



Member Since: 21 May 2011
Location: Lincolnshire
Posts: 571

England 2012 Defender 110 Puma 2.2 USW Aintree Green
yeah indeed to say the least.

Security was just factory standard although it has smartwater which just made me realise I perhaps need to do something there...
Post #907513 12th Jun 2021 7:56am
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90 Dreamer



Member Since: 13 Jul 2019
Location: Oop North
Posts: 2045

United Kingdom 2016 Defender 90 Puma 2.2 HT Corris Grey
seems quite a few get 'parked' within a reasonable distance to see if they have trackers and such fitted so might be worth having a ride around your local area??
Post #907516 12th Jun 2021 8:04am
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scotty38



Member Since: 21 May 2011
Location: Lincolnshire
Posts: 571

England 2012 Defender 110 Puma 2.2 USW Aintree Green
Agreed although I'm sort of reluctant to advertise my Series 2 in the process....

What's the usual process here, is it usual to get a payout and then what? Do I sort of need ti resign myself to the fact that that's it and the likelihood of me getting a Defender the same condition etc etc as mine with no financial impact is pretty low?
Post #907531 12th Jun 2021 9:31am
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Ianh



Member Since: 17 Sep 2018
Location: Essex
Posts: 1694

United Kingdom 
Don’t resign yourself to it being lost, but prepare for your discussions with your insurance company.

So did you have an agreed value policy with your insurer? If not do a few searches on the net with reputable dealers to see if they have similar age , spec, mileage, condition, etc vehicles to yours. Take note of the prices they are asking and screenshots of the web pages, specs prices etc.
This gives you a value for your vehicle and will assist in negotiations with insurance company.

Worth using we buy any car to see what they value at, this can be random but if in your favour you can use that as evidence.

Look at the car insurance ombudsman site to understand your rights
Noting their statement - “Most complaints involve disagreements about the market value of the vehicle. The market value is the price the vehicle would have sold for at a reputable dealership just before it was damaged or stolen.”

https://www.financial-ombudsman.org.uk/bus...write-offs

https://www.financial-ombudsman.org.uk/bus...icle-theft


All this is worthwhile prep for the worst case but I really hope it gets recovered quickly with no damage.
Post #907553 12th Jun 2021 1:39pm
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scotty38



Member Since: 21 May 2011
Location: Lincolnshire
Posts: 571

England 2012 Defender 110 Puma 2.2 USW Aintree Green
Thank you, will have a look at it all.
Post #907561 12th Jun 2021 5:15pm
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Procta



Member Since: 03 Dec 2016
Location: Sunderland
Posts: 4908

United Kingdom 
scotty, get pictures out on local have your say groups on facebook, get it as hot as sodding possible! check local areas that are known for cars to be ragged etc, like local fields/ denes etc. I will put money that its still in the area and its been very local arseholes that's took it.
I know what its like, as i got a visit 7 days into the new year of 2019, the car was found days later, about 2 miles away from me, in a local dene, that is a 4x4 grave yard.

Keep your chin up pal, Defender TD5 90 ---/--- Peugeot 306 HDI hatch back

Success is 90% Inspiration and 4 minutes Preparation # you can make it!
Post #907564 12th Jun 2021 5:52pm
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