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90 Dreamer

Member Since: 13 Jul 2019
Location: Oop North
Posts: 637

United Kingdom 2016 Defender 90 Puma 2.2 HT Corris Grey

Out of interest what guarantee do you have of receiving the agreed value should the worst happen??

Post #812531 29th Jan 2020 6:47pm
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Member Since: 30 Oct 2013
Location: United Kingdom
Posts: 259

United Kingdom 

An agreed value is the agreed value in a payout - so it's that minus excess in a fault claim.

Our insurers work off of photo's submitted by yourself at the start of the policy (front, back, left, right, engine bay, interior, dash, and in situ) in which they then agree the value for the event of a write off, if they have any concerns over the value requested by you they will contact us and as for an independent valuation or further photos etc but this is all done within the first month of the policy usually, ideally the first couple of weeks.

Unlike some of the agreed value additions with other brokers our underwriters look at the photos and each vehicle as an individual case - I know some other brokers will pop AV on anything for a price and then there's been some controversy in regards to how much is paid out - we do not charge for AV and in order to have it on the vehicle there are conditions to be met in regards to mileage and where the vehicle is kept.

Hope this helps

Carlie A-Plan Insurance
Call us on 01635 874646 for a quotation Click Here

Post #813349 3rd Feb 2020 9:15am
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