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Bluest



Member Since: 23 Apr 2016
Location: Lancashire
Posts: 3993

United Kingdom 2007 Defender 110 Puma 2.4 XS CSW Java Black
What sort of policy?
07 Puma 110 SW policy is up for renewal shortly. I've always had a normal policy with commuting and business use in the past but times are changing. The car is now retired to domestic/pleasure use and I don't use it for work at all any more. I have a few mods and will be adding some more this year. I do still do a reasonable number of miles a year between trips to France, Spain and Morocco. Comprehensive cover in Europe as well as UK would be a good bonus.

Should I be looking at an agreed value policy, or something else? I want to be sure if the worst happens I can replace it with a similar vehicle. 2007 110 TDCi Station Wagon XS
Post #773359 16th May 2019 11:56am
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gilarion



Member Since: 05 Dec 2013
Location: Wales
Posts: 5084

Wales 2007 Defender 90 Other CSW Trident Green
Agreed value policies are good for peace of mind, however, be aware that while some insurers such as Flux only require a set of recent photos some will ask for a detailed written report from either a specialist Land Rover Garage or from a Land Rover club who offers this type of valuation service. I have an agreed valuation from A plan who required a detailed report which cost me £125.00, the valuation does last for three years though.

Also, some insurers will only give an agreed valuation on what they call a Classic Car policy, this always tends to be more expensive and will not include any no claims discount, nor will you gain any no claims bonus during the lifetime of the policy. hope this helps... For those who like Welsh Mountains and narrow boats have a look at my videos and photos at..

http://www.youtube.com/user/conwy1
Post #773371 16th May 2019 2:40pm
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Bluest



Member Since: 23 Apr 2016
Location: Lancashire
Posts: 3993

United Kingdom 2007 Defender 110 Puma 2.4 XS CSW Java Black
Thanks Gilarion. Interesting point about NCB. Don't get me started on how much of a scam that whole system is! 2007 110 TDCi Station Wagon XS
Post #773373 16th May 2019 2:58pm
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andydef90



Member Since: 09 Feb 2015
Location: yorkshire
Posts: 617

United Kingdom 2014 Defender 90 Puma 2.2 HT Corris Grey
excellent advice from gilarion Very Happy
Post #781874 17th Jul 2019 1:15pm
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