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lightning



Member Since: 23 Apr 2009
Location: High Peak, Derbyshire
Posts: 2159

United Kingdom 
Struggling with insurance quote
Looking for an insurance quote for my 2005 110 SW

Current insurers Adrian Flux have quoted £500

But l can’t find anybody else who will offer personal business use with agreed value on my 2005 110. Due to the big range of values (from
£5,000 to £20,000) on similar vehicles to mine, depending on condition, l want agreed value.

Has anybody got any ideas? I guess l will be staying with Adrian Flux but they’d biffed up the renewal price by a fair amount which is why l wanted an alternative quote.


Last edited by lightning on 12th Nov 2018 9:02am. Edited 3 times in total
Post #739987 12th Nov 2018 8:57am
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Yatesy



Member Since: 19 Jul 2018
Location: North West
Posts: 72

United Kingdom 2011 Defender 90 Puma 2.4 HT Zambezi Silver
I use Adrian Flux, for an extra £65 a year you can have an agreed value which is negotiable at the start of the policy.
Post #739990 12th Nov 2018 9:00am
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lightning



Member Since: 23 Apr 2009
Location: High Peak, Derbyshire
Posts: 2159

United Kingdom 
I called Adrian Flux this morning and they reduced their quote by £40 but the policy moves from Ageas to Trinity Lane.

I looked online and Trinity Lane don’t get good reviews....guess l’ll have to renew at £500
Post #739995 12th Nov 2018 9:30am
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gazman



Member Since: 17 Aug 2015
Location: Liverpool
Posts: 652

United Kingdom 2003 Defender 90 Td5 HT Alpine White
I got a quote on a Audi r8 a few days back. It wasnt that dissimilar to my defender!

Not that I can afford a r8 🙄😂 2014 - current ..... 2003 defender td5 90 (my car)
2009 - current .... 2005 zx10r
Post #739999 12th Nov 2018 9:57am
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JOW240725



Member Since: 04 May 2015
Location: Suffolk
Posts: 7866

United Kingdom 2012 Defender 110 Puma 2.2 XS CSW Orkney Grey
Have you tried forum sponsor A-Plan? Give them a call to discuss, you must speak to the Thatcham Office. Thumbs Up James
MY2012 110 2.2TDCi XS SW Orkney Grey - http://www.defender2.net/forum/topic43410.html
MY1990 110 200TDi SW beautifully faded Portofino Red - https://www.defender2.net/forum/post743641.html#743641
MY1984 90 V8 Slate Grey - https://www.defender2.net/forum/post744557.html#744557
Instagram @suffolk_rovers
Post #740009 12th Nov 2018 10:56am
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A-Plan Insurance
Site Sponsor


Member Since: 30 Oct 2013
Location: United Kingdom
Posts: 344

United Kingdom 
Thanks JOW240725!

lightning give us a call for a quote on 01635 874646 and mention the forum for club discounts - That's the number for Club Sponsor and Specialist Branch in Thatcham as local offices of A-Plan don't have this facility Smile

Thanks!
Carlie Howden Insurance - Specialist Vehicle
Call us on 01635 874646 for a quotation
Post #740451 14th Nov 2018 8:48am
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ppad



Member Since: 16 Nov 2012
Location: now, UK S Coast
Posts: 218

United Kingdom 2005 Defender 90 Td5 HT Caledonian Blue
Yuk 500 quid is a lot isn't it.

In the end my 2005 '90 came in at GPB155 2 weeks ago. Swiss keyboard can't do a pound sign ... Smile
Needed to sit on the phone a bit.

Way different to you as I didn't ask the value, didn't ask for business use and yet rather weirdly they classified me as a van (even tho the rear has windows and dickie side seats and they know that .. )

Point is, try to find a helpful agent on the phone who will manipulate the tick boxes on their screen Sold the much modified 110 2.8, in Oz
Brought the 90 home from Switzerland ...
Post #740570 14th Nov 2018 8:46pm
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AndyT66



Member Since: 19 Sep 2016
Location: Bedford
Posts: 148

England 2004 Defender 90 2.5 TD XS CSW Zambezi Silver
Aviva blew the competition away for me this year. 2004, 90, £14999 value, one non fault accident on company car. Fully comp. Premium was £195 with £250 excess.
Post #740590 14th Nov 2018 9:45pm
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OsloBlue



Member Since: 14 Jul 2018
Location: Essex
Posts: 822

United Kingdom 2003 Defender 110 Td5 XS CSW Oslo Blue
I can’t believe you’re complaining it’s expensive I pay over £2k annually for insurance, no criminal convictions but a crash that is still unresolved after 3 years I'm on IG: https://www.instagram.com/osloblue42/
Current: TD5 '110 "Lucinda" Thread here: https://www.defender2.net/forum/topic62562.html
Post #740641 15th Nov 2018 8:40am
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miker



Member Since: 13 Sep 2015
Location: Surrey
Posts: 1758

United Kingdom 1999 Defender 110 Td5 CSW Rioja Red
I ended up re-insuring with admiral, at £850 Sad

None of the specialist insurers would touch me (well, those that actually came back with pricing) due to a combination of 9 seats, my age, my postcode and who knows what else. It does seem to be more of a battle each year.
Post #740652 15th Nov 2018 9:40am
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JOW240725



Member Since: 04 May 2015
Location: Suffolk
Posts: 7866

United Kingdom 2012 Defender 110 Puma 2.2 XS CSW Orkney Grey
LV are normally very competitive and open minded to mods. James
MY2012 110 2.2TDCi XS SW Orkney Grey - http://www.defender2.net/forum/topic43410.html
MY1990 110 200TDi SW beautifully faded Portofino Red - https://www.defender2.net/forum/post743641.html#743641
MY1984 90 V8 Slate Grey - https://www.defender2.net/forum/post744557.html#744557
Instagram @suffolk_rovers
Post #740679 15th Nov 2018 1:52pm
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A-Plan Insurance
Site Sponsor


Member Since: 30 Oct 2013
Location: United Kingdom
Posts: 344

United Kingdom 
JOW240725 they are actually an insurer we use - but not for our modified vehicle risks.
With many 'standard market' insurers some will cover modified cars/vehicles... but will exclude the mods in a claim so the mods themselves aren't covered - it's really important to check this when quoting as just because an insurer will cover your modified car could still mean that you are paid out market value for the standard car in a claim, worth noting if you've put a lot into your modifications
Thumbs Up Howden Insurance - Specialist Vehicle
Call us on 01635 874646 for a quotation
Post #741204 19th Nov 2018 9:17am
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