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kingofthesparks

Member Since: 06 Jan 2011
Location: Very close to Watford gap services , northants
Posts: 987

Cheaper Insurance ???

It is now possible that your insurer may quote less for parking on the road and not a garage or your driveway !!!
This sounds absurd but its true.

8th Mar 2011 9:30pm

BBSJK

Member Since: 12 Sep 2009
Location: Ledbury, Herefs
Posts: 100

1998 Defender 90 V8 Petrol 50th Auto Atlantis Blue

Just re-insured the Citroen. £271 fully comp or £540 third party only

JK No the other left . . .

8th Mar 2011 11:20pm

blackwolf

Member Since: 03 Nov 2009
Location: South West England
Posts: 16879

2007 Defender 110 Puma 2.4 DCPU Stornoway Grey

Re: Cheaper Insurance ???

kingofthesparks wrote:
It is now possible that your insurer may quote less for parking on the road and not a garage or your driveway !!!

Why?

9th Mar 2011 10:28am

Martyn

Member Since: 10 Feb 2011
Location: Stourbridge, West Midlands
Posts: 151

2014 Defender 90 Puma 2.2 PU Keswick Green

This explains it better than I could:

http://www.lovemoney.com/news/insurance/in...-than-tpft

9th Mar 2011 2:22pm

party monkey

Member Since: 31 Dec 2010
Location: Oxon.
Posts: 1311

2005 Defender 110 Td5 XS CSW Cairns Blue

Just the insurers spreading (Hedging) their risk....

They get too much exposure to one category of risk, they whack the premium up to disuade further exposure and then try to take on more risk in the other categories by reducing premiums...

Presumably, on the on/off road parking, there's been a spate of cars nicked off driveways and garages but not so many from on road so the insurers want less of the driveway/garage biz.... Jon - 110 td5 [sold]. Currently Defenderless.

9th Mar 2011 2:47pm

kingofthesparks

Member Since: 06 Jan 2011
Location: Very close to Watford gap services , northants
Posts: 987

if its parked on the road they thieving scum dont know which house to steal the keys from, most are taken nowadays from by stealing the keys from your house thats why some insurers are quoting less for vehicles parked on road.

9th Mar 2011 7:12pm

sarahcoles

Member Since: 09 Apr 2011
Location: London
Posts: 21

Thanks for the link. Got the information needed

19th Apr 2011 11:30am

Paul_1978

Member Since: 08 Nov 2009
Location: South Yorkshire
Posts: 384

kingofthesparks wrote:
if its parked on the road they thieving scum dont know which house to steal the keys from, most are taken nowadays from by stealing the keys from your house thats why some insurers are quoting less for vehicles parked on road.

Bloke near us parks his RRS a few doors down on some grass overnight, the house which he parks outside had its back door smashed in and the couple terrorised for the keys, of which they really dident have!

Has its down side i guess!!

19th Apr 2011 11:34am

Johnvic

Member Since: 06 May 2011
Location: North East
Posts: 7

It Reduces the risk of theft by parking your vehicle there. Garages and driveways are a big deterrent to thieves, so if you are able to park your car safely in either of these then it's always advisable to do so. This alone can save you 5% on your car insurance. However, don't be tempted to say your car is garaged overnight if it isn't. Tempting as it may be to try and reduce your insurance costs it is also classed as false information, and supplying false information can invalidate your whole car insurance policy.

10th May 2011 8:26am

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