↓ Advertise on Defender2 ↓

Home > General & Technical (L663) > UK Insurance... DOWN!?
Post Reply  Down to end
Page 3 of 3 <123
Print this entire topic · 
AMBxx



Member Since: 24 Jul 2016
Location: York
Posts: 1058
United Kingdom 2015 Defender 110 Puma 2.2 XS CSW Orkney Grey
I've always found NFU very expensive for my Defender.
Did have a good price for many years with OneCall. This year they increased my excess by £1200 (from £200!). Told them where to go. I've no interest in dealing with a company like that. Also noticed some bad small print - although I normally park in a locked garage overnight, there are times when i need to leave the car in the drive. Apparently, not covered even for 1 night!

Recently bought a new Disco sport. LR salesmen said Admiral 'like' Land Rover. Now paying £660 total for Disco Sport and my 10 year old Defender 110 SW using one of their multi-car policies.
Post #1064968 8th Apr 2025 6:43am
View user's profile Send private message View poster's gallery Reply with quote
Dannymm



Member Since: 28 Jun 2024
Location: Wiltshire
Posts: 20
United Kingdom 
TexasRover wrote:
Dannymm wrote:
TexasRover wrote:
One benefit of not living in the UK, just renewed my insurance in France:

110 Defender: Euro 340
Disco 4: Euro 400
P38: Euro 250
Series 3: Euro 200

All cars for daily use, kids included and in outer skirts of Paris. Either there is a lot of vehicle theft/insurance fraud in the UK or the insurance market itself is creaming the profits.


Could I ask who you use for your car insurance in France? I'm moving over there in the summer and need to look for insurance for the Defender.


Sorry did not see your question. We use MAAF a mutuelle. I looked it up and it means Mutuelle d'assurance des artisans de France. There you go. It was recommended to us by some French family. They are easy to deal with, have not had to make a claim so 🤞


Thank you I will give them a try.
Post #1065004 8th Apr 2025 3:47pm
View user's profile Send private message View poster's gallery Reply with quote
Eric Caterpillar



Member Since: 17 Jun 2024
Location: West of Scotland
Posts: 78
Scotland 
For what's it worth, my insurance came down by nearly £200, with Aviva.
Post #1065015 8th Apr 2025 4:37pm
View user's profile Send private message View poster's gallery Reply with quote
Andyslandytd5



Member Since: 06 Nov 2021
Location: Southampton
Posts: 53
United Kingdom 2015 Defender 110 Puma 2.2 USW Montalcino Red
So my 110 (2015 XS USW) is up for Insurance renewal. I was with the RAC for the last year and it was £970. They wrote to me to day they are not offering Van insurance anymore and would be sharing my details with Aviva for a renewal offer.
Anyway there offer came through based on all the details I gave them last year and its £570!. A massive drop.
In the last year I have installed a Stinger Head unit and changed all the lights to LED including the Headlights. Hopefully when I speak to them later it wont shoot back up again 2015 Puma 2.2 110 XS Utility Station Wagon - 2024 - Present
2004 TD5 90 XS Station Wagon - 2019-2024
2003 TD5 90 G4 LE - 2009-2010
1990 Ninety 6.2 V8 Station Wagon - 2006-2009
Post #1067758 15th May 2025 10:11am
View user's profile Send private message View poster's gallery Reply with quote
lightning



Member Since: 23 Apr 2009
Location: High Peak, Derbyshire
Posts: 3115
United Kingdom 
"On appearance it seems very nice, but it's not so generous now that I know they've been overcharging me for several months with no plans to tell me! Sneaky Censored "

lnsurance companies will never issue a refund part way through a policy if prices generally go down. ln the same way they won't ask you for an extra payment half way through the policy if premiums suddenly shoot up like they did for Land Rovers a couple of years ago.
Post #1067775 15th May 2025 1:02pm
View user's profile Send private message View poster's gallery Reply with quote
grizzlyadams



Member Since: 12 May 2025
Location: north perthshire
Posts: 2
Scotland 
Changed from a 65 plate disco to a defender SE 110 with a 23 plate and Aviva only increased premiums £8.52 and that's with still 9 months to run so all told somewhere about £580. Saga was a laugh to say the least quoting over £2500 and offering to lock it in for three years. Found a web site, unfortunately can't remember it exactly but it was something like Uswitch and it was far better than the rodents. Aviva quoted over £1000 with the discovery then got it through that site for just over half. Quotes for the defender were scary then just phoned aviva and that was it £8.52 and all done.
Post #1067993 18th May 2025 1:57am
View user's profile Send private message View poster's gallery Reply with quote
XplusYplusZ



Member Since: 16 Aug 2021
Location: UK
Posts: 528
lightning wrote:


lnsurance companies will never issue a refund part way through a policy if prices generally go down. ln the same way they won't ask you for an extra payment half way through the policy if premiums suddenly shoot up like they did for Land Rovers a couple of years ago.


That is a fair point. It would be great customer service if they were to advise us of an impending 50% increase or drop at renewal.. But they're not in the business of good customer service, are they!
Post #1068065 19th May 2025 12:08pm
View user's profile Send private message View poster's gallery Post Reply
Post Reply  Back to top
Page 3 of 3 <123
All times are GMT + 1 Hour

Jump to  
<  Previous Topic | Next Topic >
Posting Rules
You cannot post new topics in this forum
You cannot reply to topics in this forum
You cannot edit your posts in this forum
You cannot delete your posts in this forum
You cannot vote in polls in this forum



Site Copyright © 2006-2025 Futuranet Ltd & Martin Lewis
DEFENDER2.NET RSS Feed - All Forums