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| Sulisuli Member Since: 30 Oct 2016 Location: South west Posts: 4789   
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NFU
 2015 HT XS 90
2008 SVX 90 2000 XS TD5 90 |
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19th Apr 2018 5:46pm |
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| discomog Member Since: 09 May 2015 Location: Notts/Lincs Border Posts: 2496 
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Thanks Sulisuli I've just left a message for my local NFU agent to ring me back. Defender 90XS SW
Mini Countryman Cooper S Morgan Plus 8 |
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19th Apr 2018 5:54pm |
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| Sulisuli Member Since: 30 Oct 2016 Location: South west Posts: 4789
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We have found them to the cheapest year on year, excellent service. We do have the horse insured with them as well and they have been first class on that too. 2015 HT XS 90
2008 SVX 90 2000 XS TD5 90 |
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19th Apr 2018 6:39pm |
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| JOW240725 Member Since: 04 May 2015 Location: Suffolk Posts: 7873 
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Interested to follow this.
We tried NFU to insure our horse trailer with NFU and was told that we have to have the vehicle 🚗 insured with them to get trailer insurance  The Defender premium with NFU was twice that of APlan so that was a no go. We even have the house insured with them for over 15 years but that doesn't seem to matter either.
I so want to use NFU as there insurance is first class, but they just can't compete on what I consider should be bread and butter for them, Defenders and Horse's. Shame.  James
MY2012 110 2.2TDCi XS SW Orkney Grey - http://www.defender2.net/forum/topic43410.html MY1990 110 200TDi SW beautifully faded Portofino Red - https://www.defender2.net/forum/post743641.html#743641 MY1984 90 V8 Slate Grey - https://www.defender2.net/forum/post744557.html#744557 Instagram @suffolk_rovers |
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19th Apr 2018 9:13pm |
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| excossack Member Since: 22 Feb 2012 Location: North West Posts: 5743 
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Do Ifor themselves do an insurance policy? 1999 Defender TD5 110
Regards John M0VAZ Econet Station 48 no clock |
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19th Apr 2018 9:54pm |
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| discomog Member Since: 09 May 2015 Location: Notts/Lincs Border Posts: 2496
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James, I also had my horses insured with NFU and my equine vet swears by them saying they hardly ever argue over claims for veterinary fees. I only ever made one claim for veterinary fees and they met all of them including my claims for mileage for taking one of my horses to and from a veterinary hospital. Unfortunately their increases in annual premiums made it totally uneconomical for me to stay with them.
One of my neighbours with a 500 acre farm has the whole of his farming business including buildings, livestock and machinery insured with NFU but has his horses insured with another provider as they were forever increasing their premiums and eventually like with myself priced themselves out of insuring his horses. I'll see what they come back with as regards my horse trailer. Defender 90XS SW Mini Countryman Cooper S Morgan Plus 8 |
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19th Apr 2018 10:24pm |
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| hank Member Since: 12 Sep 2016 Location: South Wales Posts: 2231  
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KBIS
see here... http://www.defender2.net/forum/topic57179.html |
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20th Apr 2018 9:52am |
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| discomog Member Since: 09 May 2015 Location: Notts/Lincs Border Posts: 2496
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After lots of shopping around I went back to my original broker and asked him to reduce the price if he wanted to retain my business. I told him at what price level he needed to be at. He came back with a price that actually undercut last years price by £12 which when compared to his 2018 quoted price, was a saving of £43. Result. It pays to shop around.
Every time I get an annual renewal notice, not just for insurance, I shop around, it's amazing what reductions you can get by just a few phone calls. Defender 90XS SW Mini Countryman Cooper S Morgan Plus 8 |
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20th Apr 2018 4:55pm |
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| Supacat Member Since: 16 Oct 2012 Location: West Yorkshire Posts: 11018 
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It has to be the latter - the loyalty premium model to subsidise new customers seems to be fairly widely adopted across the insurance market.
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22nd Apr 2018 9:34am |
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