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Rye54



Member Since: 09 Jul 2017
Location: Scotland
Posts: 27

United Kingdom 
A-Plan Agreed Value Insurance Criteria

Evening all,

My insurance is due for renewal and seeing the good press A-plan are getting on here I thought I would give them a call and get a quote for an agreed value policy (AVP).

Unfortunately they have been back in touch to say that only vehicles kept in a garage and doing less than 5,000 miles per year qualify for AVP. As I would be doing roughly 10,000 miles per year and it would be kept on my driveway it wasn't open to me, though they did offer me a competitive standard insurance policy.

There looks to be quite a few people on here with an AVP through A-plan so I'm interested as to the whether you met these conditions to get a policy.

Adrian Flux seem a bit more relaxed regarding conditions for an AVP.

Cheers

Post #812361 28th Jan 2020 7:50pm
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Harry.O



Member Since: 25 Jul 2014
Location: Leicestershire...or Ghana
Posts: 565

United Kingdom 1989 Defender 90 300 Tdi ST Nato Green

I went with Adrian Flux and an agreed valuation for the same reasons as you (est 15k per year and driveway parking) but also because they were significantly cheaper at the time. To be fair A-Plan were really helpful at the time of quoting and I will ask them to re-quote when the time comes, they just couldn't get near to the price. 2005 Td5 110 Hardtop
1989 300Tdi 90 Soft top
1992 200Tdi 90 Truck cab with Land Cruiser axles

Post #812439 29th Jan 2020 9:13am
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X4CAC



Member Since: 30 Apr 2018
Location: Midlands
Posts: 156

United Kingdom 2014 Defender 90 Puma 2.2 XS CSW Corris Grey

I'm with A-Plan and have an agreed value in place. My car is on my driveway (with security posts) and my mileage is set to 8k. No issues with my policy and wasn't told there were any restrictions such as those you have mentioned. Might be worth another phone call or dropping Carlie a message through the site??

Post #812443 29th Jan 2020 9:21am
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Rye54



Member Since: 09 Jul 2017
Location: Scotland
Posts: 27

United Kingdom 

Yeah I'll give them a message and ask if they can clarify further, it may be the additional security measures you have in place which swung it...?

Regardless, very helpful to deal with but I think Adrian Flux may come out on top this time round.

Post #812449 29th Jan 2020 10:30am
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Martin
Site Admin


Member Since: 02 Apr 2007
Location: Hook Norton
Posts: 5290

United Kingdom 2015 Defender 90 Puma 2.2 XS CSW Montalcino Red

Was it A Plan Thatcham you were talking to or just your local office?  1988 90 Td5 NAS soft top Cool
2015 D90 XS SW Mr. Green
2006 D110 CSW (Dad's)

Nanocom, IID, Forscan and Webasto diagnostics available in North Oxfordshire

Post #812456 29th Jan 2020 10:45am
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Rye54



Member Since: 09 Jul 2017
Location: Scotland
Posts: 27

United Kingdom 

Yeah I called the number on the banner and the emailed quote came from the Thatcham office.

Carlie is taking a look into it for me now ๐Ÿ‘

From what I can gather postcode also seems to hold some influence on whether you qualify, though I wouldn't have thought I was a high risk postcode, living in the sticks in Central Scotland.

Post #812466 29th Jan 2020 11:39am
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A-Plan Insurance
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Member Since: 30 Oct 2013
Location: United Kingdom
Posts: 259

United Kingdom 

Post code is considered if it's on the drive so a bit more exposed than say if it was garaged or under a carport. I've handed it over to the quotes team manager to have a look at the risk and see if we can refer to insurers Smile

Carlie A-Plan Insurance
Call us on 01635 874646 for a quotation Click Here

Post #812470 29th Jan 2020 12:41pm
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Rye54



Member Since: 09 Jul 2017
Location: Scotland
Posts: 27

United Kingdom 

Perfect, thank you very much ๐Ÿ‘

Post #812475 29th Jan 2020 1:01pm
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boxoftricks



Member Since: 06 Feb 2019
Location: Home Counties
Posts: 488

United Kingdom 2011 Defender 110 Puma 2.4 USW Zermatt Silver

A-Plan Insurance wrote:
Post code is considered if it's on the drive so a bit more exposed than say if it was garaged or under a carport. I've handed it over to the quotes team manager to have a look at the risk and see if we can refer to insurers Smile

Carlie


Charlie,

My insurance is up soon. Does keeping the vehicle secure behind a heavy-duty steel bollard impact the quote?

Thanks
Jeremy

Post #812477 29th Jan 2020 1:16pm
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A-Plan Insurance
Site Sponsor


Member Since: 30 Oct 2013
Location: United Kingdom
Posts: 259

United Kingdom 

Generally not as it's additional security which is optional - more for your own peace of mind really... it's not usually recorded on insurance because in the off chance you forgot to put the bollard up and the worst happened you wouldn't want the insurers putting it as a security requirement.

That being said we list it on our quotation record so we know you've got some additional measures in place so the risk of theft is lower.

Thanks
Carlie A-Plan Insurance
Call us on 01635 874646 for a quotation Click Here

Post #812479 29th Jan 2020 1:34pm
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A-Plan Insurance
Site Sponsor


Member Since: 30 Oct 2013
Location: United Kingdom
Posts: 259

United Kingdom 

Hi Rye,

It doesn't fit the criteria because of a mixture of things, I can't disclose the details of your personal quotation on here but will pm you Smile

Carlie A-Plan Insurance
Call us on 01635 874646 for a quotation Click Here

Post #812482 29th Jan 2020 1:42pm
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gilarion



Member Since: 05 Dec 2013
Location: Wales and Manchester
Posts: 4728

Wales 2007 Defender 90 Other CSW Trident Green

I am with A plan and have an agreed valuation. My defender is parked on the drive. It is loaded with security features though. While I have to say the cost of the policy is greater than a standard comprehensive I do have the knowledge that should the worst happen I am covered for its value.

A few things in the name of security I have fitted
Removal steering wheel
Data Tagged
Smart water tagged
Spare wheel lock
hand Brake lock
Tracker
Starter circuit immobiliser
Alarm
Krypton Bonnet lock
Bomb Proof Door hinge security
Sky tag letter code on the roof
Ultrasonic passive alarm security
Keyed electronic Fuel cut off
And a few secret things that I will not mention.

It may also worth noting that in addition to the required recent photos showing condition Etc. I was also asked for a full written garge report stating the condition of all parts and electrics. This report cost ยฃ125.00, so you have to add that to the cost of the policy. For those who like Welsh Mountains and narrow boats have a look at my videos and photos at..

http://www.youtube.com/user/conwy1

Post #812493 29th Jan 2020 3:01pm
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Rashers



Member Since: 21 Jun 2015
Location: Norwich
Posts: 2114

United Kingdom 2014 Defender 110 Puma 2.2 USW Corris Grey

"Bomb Proof Door hinge security"

Would that be a British Standard type of bomb, gilarion?? Rolling with laughter

Post #812509 29th Jan 2020 5:05pm
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gilarion



Member Since: 05 Dec 2013
Location: Wales and Manchester
Posts: 4728

Wales 2007 Defender 90 Other CSW Trident Green

Often wondered why they named them such. For me just an another layer

https://www.landroverdefendersecurity.com/...curity-kit




 For those who like Welsh Mountains and narrow boats have a look at my videos and photos at..

http://www.youtube.com/user/conwy1

Post #812512 29th Jan 2020 5:12pm
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Rashers



Member Since: 21 Jun 2015
Location: Norwich
Posts: 2114

United Kingdom 2014 Defender 110 Puma 2.2 USW Corris Grey

I donโ€™t blame you gilarion Thumbs Up

Post #812515 29th Jan 2020 5:29pm
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