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stephan123



Member Since: 18 Mar 2015
Location: London
Posts: 281

United Kingdom 
Insurance renewal
Can anyone suggest a competitive insurance provider for Defenders? Just had my renewal quote from one of the major insurance companies and my premium has jumped by 20% for no apparent reason Big Cry
Post #779624 30th Jun 2019 1:59am
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Sulisuli



Member Since: 30 Oct 2016
Location: South west
Posts: 4789

United Kingdom 2015 Defender 90 Puma 2.2 HT Corris Grey
Try forum sponsor A Plan insurance or LV Thumbs Up 2015 HT XS 90
2008 SVX 90
2000 XS TD5 90
Post #779632 30th Jun 2019 6:59am
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Zed



Member Since: 07 Oct 2017
Location: In the woods
Posts: 3014

United Kingdom 2010 Defender 110 Puma 2.4 XS CSW Santorini Black
Re: Insurance renewal
stephan123 wrote:
Can anyone suggest a competitive insurance provider for Defenders? Just had my renewal quote from one of the major insurance companies and my premium has jumped by 20% for no apparent reason Big Cry


Mine also quoted 20% more renewal time. I rang them to say I would be looking elsewhere if they couldn't do a better deal and they did for the same price as year before. I think many insurers just try it on hoping customers can't be arsed with the hassle of switching or complaining.
Post #779633 30th Jun 2019 7:14am
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lohr500



Member Since: 14 Sep 2014
Location: Skipton
Posts: 1285

United Kingdom 2013 Defender 110 Puma 2.2 XS CSW Santorini Black
It's close to a year ago now, but the last time I renewed the insurance for my Defender (110 XS Station Wagon with winch and 150 BAS remap), LV came out best and were quite a bit lower than my previous insurer.

And that included the winch and remap mods, plus the fact that three years earlier I had suffered a total loss claim from the theft of the previous Defender.

I ended up taking out a multi car policy with them because they were lower priced for my wife and daughters cars as well.

I tried a number of specialists and they were all a lot more expensive.
Post #779645 30th Jun 2019 10:30am
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Mike c



Member Since: 11 Aug 2017
Location: Maldon, Essex
Posts: 905

England 2004 Defender 90 Td5 CSW Belize Green
Just renewed mine, I was with Lancaster but there renewal was too high, I got a quote from LV which was much better, however when I went back to Lancaster informing them of this they suddenly decided to just slightly beat it so I stayed with them for another year. A miraculous "discount"...
I really dislike the way insurance companies work but I think they are all the same.

LV maybe next year though....
Post #779662 30th Jun 2019 2:15pm
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ickle



Member Since: 22 Jul 2010
Location: South Vendee
Posts: 1728

France 2008 Defender 110 Puma 2.4 CSW Alpine White
LV for me too - I asked to renew with A plan but wanted 180 days European cover, they came back with a quote but didn't say it was a straight renewal with only 90 days cover until pressed - LV 180 days European cover, all mods disclosed and cheaper too!

Keith
Post #779664 30th Jun 2019 2:28pm
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Mike c



Member Since: 11 Aug 2017
Location: Maldon, Essex
Posts: 905

England 2004 Defender 90 Td5 CSW Belize Green
I found you do need to phone LV up rather than online as their system seemed to be a bit funny with Defenders, also with modifications. For example I had to put my 2004 Defender 90 on as a Land Rover 90 for it to display the correct years, it then tried to tell me it was a 110 Whistle

They eventually got their head around vehicle I actually had and what a snorkel was, they then quoted me 😂
Post #779665 30th Jun 2019 2:35pm
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Albion



Member Since: 08 Dec 2014
Location: Oxfordshire
Posts: 141

United Kingdom 2010 Defender 90 Puma 2.4 XS CSW Stornoway Grey
I’m with NFU and they actually reduced their premium, when I renewed a couple of weeks ago
Post #779674 30th Jun 2019 3:35pm
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SJM2018



Member Since: 06 Jul 2018
Location: Bristol
Posts: 296

United Kingdom 2011 Defender 90 Puma 2.4 XS CSW Aintree Green
I’ve been really happy with A Plan as a broker.

They got me insured with KGM Insurance who have 4/5 stars on TrustPilot (most of the one star reviews appear to be from halfwits).

I’ve paid £740 for the year. Not bad considering I live in the centre of Bristol, it covers a BAS remap + intercooler and 10,000 miles p.a. They also gave me 1,000 business miles per year for free (I don’t normally drive the defender for work, but it’s nice to have should I need to!).

Deffo worth a call! 2011 CSW XS 90
Post #779680 30th Jun 2019 4:30pm
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SteveK



Member Since: 21 Jan 2015
Location: Bromsgrove
Posts: 331

United Kingdom 2002 Defender 110 Td5 HT Rimini Red
It's worth trying Direct Line £229.
Post #779716 30th Jun 2019 11:02pm
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jst



Member Since: 14 Jan 2008
Location: Taunton
Posts: 7683

2011 Defender 110 Puma 2.4 USW Stornoway Grey
Albion wrote:
I’m with NFU and they actually reduced their premium, when I renewed a couple of weeks ago


Ditto. And you get to speak to same person year on. Cheers

James
110 XS Utility
130 Puma Station wagon/camper (in the making)
90 Puma Hardtop
Post #779719 30th Jun 2019 11:08pm
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22900013A



Member Since: 23 Dec 2010
Location: Oxfordshire
Posts: 3140

United Kingdom 2011 Defender 110 Puma 2.4 USW Keswick Green
I find these days the stack the price up at renewal time, you get a better deal elsewhere, ring up to cancel and suddenly they can do a better deal. Awful way of doing business. I've had the old "this quote must be accepted now, we can't hold it" too which I think is appalling. 2011 110 USW
1973 Series III 1-Ton
1972 Series III 1-Ton Cherrypicker
1969 IIA 1-Ton
1966 IIA 88"
Post #779729 1st Jul 2019 6:56am
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Helstoon



Member Since: 08 Mar 2012
Location: West Cornwall
Posts: 32

United Kingdom 1997 Defender 90 300 Tdi HT Tamar Blue
+1 for direct line van insurance, includes breakdown cover too £177 all in, slightly more if you pay monthly
Post #779767 1st Jul 2019 8:00pm
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SteveK



Member Since: 21 Jan 2015
Location: Bromsgrove
Posts: 331

United Kingdom 2002 Defender 110 Td5 HT Rimini Red
22900013A wrote:
I find these days the stack the price up at renewal time, you get a better deal elsewhere, ring up to cancel and suddenly they can do a better deal. Awful way of doing business. I've had the old "this quote must be accepted now, we can't hold it" too which I think is appalling.



Not always! My Fiesta renewal doubled to £300 this year because I had an accident last October!

When I rang up Direct Line to cancel the automatic renewal, they did just that and made no attempt to haggle!

After a lot of searching, I got a better deal at Peter Best!
Post #780058 3rd Jul 2019 7:18pm
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Nevillerover



Member Since: 14 Feb 2015
Location: Suffolk
Posts: 224

United Kingdom 2007 Defender 110 Puma 2.4 XS CSW Sumatra Black
Don’t forget, Direct Line won’t cover you if you have a raised intake.
Adrian Flux for me, good price, friendly and efficient service.
Post #780070 3rd Jul 2019 9:36pm
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