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Swine&Small



Member Since: 20 Mar 2017
Location: Norfolk
Posts: 960

United Kingdom 2015 Defender 90 Puma 2.2 Landmark LE Montalcino Red
Insurance renewal

Very Happy Nicely surprised. Just received my renewal from my broker who is using Aviva. Premium of £372 as opposed to £375 last year. After all the press comment of a 30 - 40% increase in premiums this year I am pleased to get some good news for once .
Thumbs Up 2015 Defender 90" Landmark Montalcino
1950 Series one 80"
1967 Morris Traveller
2012 VW T5 Camper
Quod Abundat Non Obstat.

Post #752110 18th Jan 2019 2:10pm
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JOW240725



Member Since: 04 May 2015
Location: Suffolk
Posts: 5510

United Kingdom 2012 Defender 110 Puma 2.2 XS CSW Orkney Grey

I had the same my premium dropped a few pounds from A-Plan. Every little helps... James
MY2012 110 2.2TDCi XS SW Orkney Grey - http://www.defender2.net/forum/topic43410.html
MY1990 110 200TDi SW beautifully faded Portofino Red - https://www.defender2.net/forum/post743641.html#743641
MY1984 90 V8 Slate Grey - https://www.defender2.net/forum/post744557.html#744557
Instagram @suffolk_rovers

Post #752111 18th Jan 2019 2:12pm
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jst



Member Since: 14 Jan 2008
Location: Taunton
Posts: 5214

2011 Defender 110 Puma 2.4 USW Stornoway Grey

My broker had me with Aviva for last 5 years, having had two no fault claims this year with Aviva I will never use them again. Nfu for me on multi car policy Cheers

James
110 XS Utility
90 tdci Softtop
90 tdci Hardtop

Post #752366 19th Jan 2019 3:22pm
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Swine&Small



Member Since: 20 Mar 2017
Location: Norfolk
Posts: 960

United Kingdom 2015 Defender 90 Puma 2.2 Landmark LE Montalcino Red

What went wrong that changed your mind ? 2015 Defender 90" Landmark Montalcino
1950 Series one 80"
1967 Morris Traveller
2012 VW T5 Camper
Quod Abundat Non Obstat.

Post #752371 19th Jan 2019 4:15pm
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Sulisuli



Member Since: 30 Oct 2016
Location: South west
Posts: 2394

United Kingdom 2015 Defender 90 Puma 2.2 HT Corris Grey

LV for me just renewed the wife’s Defender insurance, 10k miles a year, business use, 3 drivers, maximum protected no claims and £150 excess at the cost £204.00 per year non garaged. Thumbs Up and £12.00 cheaper than last year too. Being a sewage diver at least I know how deep the 💩 will be at work today.
2015 HT XS 90
2008 SVX 90
2000 XS TD5 90

Post #752399 19th Jan 2019 5:15pm
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Swine&Small



Member Since: 20 Mar 2017
Location: Norfolk
Posts: 960

United Kingdom 2015 Defender 90 Puma 2.2 Landmark LE Montalcino Red

That sounds excellent, What is the age and value ? 2015 Defender 90" Landmark Montalcino
1950 Series one 80"
1967 Morris Traveller
2012 VW T5 Camper
Quod Abundat Non Obstat.

Post #752406 19th Jan 2019 5:24pm
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Sulisuli



Member Since: 30 Oct 2016
Location: South west
Posts: 2394

United Kingdom 2015 Defender 90 Puma 2.2 HT Corris Grey

2007 XS insured for 15k.

Mine is also insured with them, for a lot more money, 2016 XS HT with lots and lots of extras, business mileage, 12k miles a year two drivers, fully protected no claims and it’s £220 per year.

But I asked for a quote from them for house insurance and they wouldn’t insure me today Rolling with laughter because I live in a grade 2 listed barn. Guess like any insurance it’s swings and roundabouts. Being a sewage diver at least I know how deep the 💩 will be at work today.
2015 HT XS 90
2008 SVX 90
2000 XS TD5 90

Post #752409 19th Jan 2019 5:28pm
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Swine&Small



Member Since: 20 Mar 2017
Location: Norfolk
Posts: 960

United Kingdom 2015 Defender 90 Puma 2.2 Landmark LE Montalcino Red

So, I rang LV and gave them my details 5000 miles max ,2 drivers , No claims for either so max discount and SD &P only.
They have come back with £282 on a £200 excess in very low crime area
Guess the difference is my next big stop is 80 years old !!! Big Cry 2015 Defender 90" Landmark Montalcino
1950 Series one 80"
1967 Morris Traveller
2012 VW T5 Camper
Quod Abundat Non Obstat.

Post #752432 19th Jan 2019 6:48pm
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jst



Member Since: 14 Jan 2008
Location: Taunton
Posts: 5214

2011 Defender 110 Puma 2.4 USW Stornoway Grey

Swine&Small wrote:
What went wrong that changed your mind ?


The whole claim process. First time they said they lost the paperwork, despite me having a ref number. A one off may be.

Not so, same again three months later when it took them a week to respond to our reporting an incident.

Never again Cheers

James
110 XS Utility
90 tdci Softtop
90 tdci Hardtop

Post #753140 22nd Jan 2019 5:29pm
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Swine&Small



Member Since: 20 Mar 2017
Location: Norfolk
Posts: 960

United Kingdom 2015 Defender 90 Puma 2.2 Landmark LE Montalcino Red

Well James, Looks as if you were very unlucky as I had a young driver hit me in my Traveller and she was insured by Aviva. They collected my car, delivered to a repairer, had it repaired to an excellent standard and delivered back to me. All paid for, no excess questions and not even a very big claim form to fill in. All done on line.
I guess that we all have different experiences with these insurers, depends on the mood the particular claims handler is in at the time.
Following discussion of Optimil Quick Release Boss and ancillaries ,discussed on other heading, they will now reduce the premium to £240, which is not bad considering Small may drive it Big Cry 2015 Defender 90" Landmark Montalcino
1950 Series one 80"
1967 Morris Traveller
2012 VW T5 Camper
Quod Abundat Non Obstat.

Post #753145 22nd Jan 2019 5:52pm
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Sulisuli



Member Since: 30 Oct 2016
Location: South west
Posts: 2394

United Kingdom 2015 Defender 90 Puma 2.2 HT Corris Grey

Did you go with LV in the end? Thumbs Up Being a sewage diver at least I know how deep the 💩 will be at work today.
2015 HT XS 90
2008 SVX 90
2000 XS TD5 90

Post #753209 22nd Jan 2019 9:40pm
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custom90steve



Member Since: 21 Jan 2010
Location: South West England
Posts: 16945

United Kingdom 2007 Defender 90 Puma 2.4 SW Stornoway Grey

Avoid Aviva, they'll try and reduce your NCB with never making a claim at all! Keep on eye on your NCB years and always keep the details from the year previous in case you need it for a new insurer as proof to override it. Made In GB. 🇬🇧

Watts ÷ Volts = Amps.
Amps X Volts = Watts

Post #753210 22nd Jan 2019 9:45pm
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Swine&Small



Member Since: 20 Mar 2017
Location: Norfolk
Posts: 960

United Kingdom 2015 Defender 90 Puma 2.2 Landmark LE Montalcino Red

Sulisuli wrote:
Did you go with LV in the end? Thumbs Up

Still got a couple of weeks. A Plan have quoted £265, a bit more than Aviva, but as getting bad feedback on Aviva may pass on them.
Interestingly, LV finally declined to quote and said my Landmark model was not one they would insure. A bit puzzled by that but they just said that this variant was not on their list. Their list is obviously different to others. Question 2015 Defender 90" Landmark Montalcino
1950 Series one 80"
1967 Morris Traveller
2012 VW T5 Camper
Quod Abundat Non Obstat.

Post #753223 22nd Jan 2019 10:23pm
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drambuie



Member Since: 09 May 2014
Location: East Sussex
Posts: 102

United Kingdom 2016 Defender 90 Puma 2.2 XS CSW Corris Grey

Just looking at insurance quotes as due in a week or so, LV seems to be very competitive this year. Aplan are 44% more! Bit odd as been with them for a few years and no claims in that time. It pays to shop around.

Post #762884 11th Mar 2019 2:03pm
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Swine&Small



Member Since: 20 Mar 2017
Location: Norfolk
Posts: 960

United Kingdom 2015 Defender 90 Puma 2.2 Landmark LE Montalcino Red

^^
Funny your vehicle is virtually the same as mine , but LV declined to quote because it was a Landmark model ??
Try Aviva direct they were competitive for me Thumbs Up 2015 Defender 90" Landmark Montalcino
1950 Series one 80"
1967 Morris Traveller
2012 VW T5 Camper
Quod Abundat Non Obstat.

Post #762893 11th Mar 2019 3:35pm
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