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| Caterham Member Since: 06 Nov 2008 Location: Birmingham Posts: 6265   
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turns out that I have a 'policy' - think its a private pension that expires in Feb next year.
no unit they got in touch with me last month I'd not only forgotten about the policy but also thought it was written off when I cashed it in. I presume that's not entirely the case now but suspect what actually happened was I cashed in what I could and the rest was simply frozen. I can't recall but I suspect what was frozen was only £100 or so. the big question therefore if it was £100 back in the late 80's whats it gonna be worth next Feb ? I'm guessing it ain't gonna pay the mortgate off but at the same time could do with some good news - perhaps enough to fix my car? |
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2nd Aug 2013 12:10pm |
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| K9F Member Since: 12 Nov 2009 Location: Bournemouth Posts: 9610  
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Or some therapy perhaps on how to ignore the minor things in Defender Ownership.......  If you go through life with your head in the sand....all people will see is an ar5e!!
Treat every day as if it is your last....one day you will be right!! |
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2nd Aug 2013 12:12pm |
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| Caterham Member Since: 06 Nov 2008 Location: Birmingham Posts: 6265
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might be cheaper to pay the mortgage off
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2nd Aug 2013 12:17pm |
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| ken Member Since: 18 Aug 2009 Location: Banging Birds with my bitches !! Posts: 4328
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Nah the way the UK is you owe them
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2nd Aug 2013 12:58pm |
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| jst Member Since: 14 Jan 2008 Location: Taunton Posts: 7695 
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£100 wont get enough therapy
 Cheers
James 110 XS Utility 130 Puma Station wagon/camper (in the making) 90 Puma Hardtop |
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2nd Aug 2013 3:23pm |
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| farmer giles Member Since: 09 Feb 2011 Location: worcestershire Posts: 1299 
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i forgot about a national savings account in the very early 1990's and £1300 had grown to £2800 ish by january of this year - happy dayz
it will be interesting to hear your result  |
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2nd Aug 2013 4:46pm |
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| Caterham Member Since: 06 Nov 2008 Location: Birmingham Posts: 6265
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doubling my money would be grrreaat
I was hoping hundreds had turned in 10s of thousands.....guess not |
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2nd Aug 2013 4:59pm |
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| WarPig Member Since: 05 Dec 2009 Location: Sheffield Posts: 1748 
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After the annual charges so its probably worth -£100
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2nd Aug 2013 7:51pm |
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| bm52 Member Since: 04 Apr 2010 Location: Kent Posts: 2189 
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My simple sums suggest £100 over 25yrs at a compound interest rate of ave 5% = about £338
.....at a guess  BM52 |
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2nd Aug 2013 8:00pm |
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| Caterham Member Since: 06 Nov 2008 Location: Birmingham Posts: 6265
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not even gonna get me a replacement set of rubber then
I'll have to hope it was more than £100. |
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2nd Aug 2013 8:08pm |
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| skyeplumb Member Since: 22 Apr 2013 Location: Isle of Skye Posts: 134  
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Had a letter from my pension co recently, similar situation. They say that the managenet costs are more than the interest so its disappearing fast
 Series IIa Lightweight - Long Gone
Discovery 1 300Tdi - Sold Defender 110 XS 07MY Utility |
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21st Aug 2013 9:08pm |
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| Caterham Member Since: 06 Nov 2008 Location: Birmingham Posts: 6265
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got a blackberry torch and I've not only had a missed call but which shows the phone number but its apparently in my phone book under 'pension review'.... is it possible a 3rd party can put their number into your phone cos I don't ever recall putting it in??
also I had a text recently which I must have deleted unfortunately cos at the time I thought it was some waste of space like all this PPI stuff that you get. in hindsight the timing is perhaps more than coincidental? the amazing thing is it was talking of £1000's (one of the reasons I dismissed it)...... being ever optimistic I wonder if I put more into this pension than I thought and maybe this call and text is all for real ? |
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6th Sep 2013 10:49pm |
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| Caterham Member Since: 06 Nov 2008 Location: Birmingham Posts: 6265
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just did a search and found this.....
http://www.whophonedme.co.uk/02070603772 so I guess its back to £100 |
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6th Sep 2013 10:52pm |
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| AndyS Member Since: 18 Aug 2012 Location: London Posts: 595 
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Much like our endowment policy, you give then a shed load of money and they give most of it back after many years of doing nothing with it. I might as well put in in a box under the bed for all they did with it. I'd have been fudged with the mortgage if I wasn't laid off from work and got a redundancy payout.
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6th Sep 2013 11:09pm |
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