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Killer90
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Member Since: 09 Oct 2011
Location: Hertfordshire
Posts: 6478
United Kingdom 2016 Defender 110 Puma 2.2 XS DCPU Fuji White
diesel_jim wrote:
You're right! just looked on microcat and all the coloured eyebrows have changed to either plain or primered. Rolling Eyes

right Censored aint it i want keswick ones Big Cry CSK Automotive
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Post #189022 27th Nov 2012 9:26pm
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Retroanaconda



Member Since: 04 Jan 2012
Location: Scotland
Posts: 2750
Scotland 
What's your NCB got to do with it?

You're claiming off the van driver's insurance, not yours. I wouldn't even be telling your insurance company, nothing to do with them.
Post #189953 30th Nov 2012 11:54pm
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appaloosadude



Member Since: 17 Oct 2012
Location: Buckinghamshire
Posts: 630
United Kingdom 2003 Defender 110 Td5 DCPU Havana
Retroanaconda wrote:
What's your NCB got to do with it?

You're claiming off the van driver's insurance, not yours. I wouldn't even be telling your insurance company, nothing to do with them.


I agree, but... You are supposed to tell them, even if there is no intention of a claim going in, as they might well need to re-assess how much of a risk you are.
Post #189954 1st Dec 2012 12:01am
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Retroanaconda



Member Since: 04 Jan 2012
Location: Scotland
Posts: 2750
Scotland 
appaloosadude wrote:
Retroanaconda wrote:
What's your NCB got to do with it?

You're claiming off the van driver's insurance, not yours. I wouldn't even be telling your insurance company, nothing to do with them.


I agree, but... You are supposed to tell them, even if there is no intention of a claim going in, as they might well need to re-assess how much of a risk you are.


Well yes technically you should tell them, but I only would if they ask for an incident like this. However there's no reason your premium should increase. Someone driving into you when you're parked doesn't have any statistical influence on the chance of you having an accident again in the future.

I had an accident a few years ago now where a foreign lorry driver rammed me into the central reservation on the M25. I informed my insurance company, they put it on record but never increased my premium since I was not at fault, and the third party admitted 100% liability.
Post #190021 1st Dec 2012 1:05pm
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