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carldac



Member Since: 18 Nov 2023
Location: Liverpool
Posts: 8
United Kingdom 
NO ONE WILL INSURE A 2016 DEFENDER!!! PLEASE READ
2016 Defender Crew Cab with mods. 15 years NCB. Age 50+ - No nasties at all with driving history or with my license and I CANNOT GET INSURED from the following:

ADRIAN FLUX
LANCASTER
ACORN
NFU
LAND ROVER INSURANCE.

Was told by someone from NFU when I called them for a quote that they do not touch defenders because of keyless entry issues- I informed him that my classic defender doesn’t have keyless entry. He then went on to say “ we cannot quote on any Defender”.

What the hell is going on?

Does anyone know any insurance broker who will cover me?
Post #1015492 18th Nov 2023 1:01am
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MarkBrown



Member Since: 03 Oct 2022
Location: Mid Wales
Posts: 321
United Kingdom 1983 Defender 110 Other HT Auto Keswick Green
I use Brentacre in Swansea.
Post #1015495 18th Nov 2023 7:21am
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jim4244



Member Since: 13 Apr 2014
Location: Bedfordshire
Posts: 636
England 1998 Defender 90 300 Tdi CSW Epsom Green
I'm with Churchill Insurance...

Jim
Post #1015496 18th Nov 2023 7:39am
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kenzle8a



Member Since: 12 Feb 2020
Location: None
Posts: 1074
 
I think you need to give NFU another try as my Defender and Range Rover were both covered this year with no hassle. My 2002 Defender was only £350 a year to insure.
Post #1015498 18th Nov 2023 7:53am
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Co1



Member Since: 19 Aug 2018
Location: North Yorkshire
Posts: 3616
United Kingdom 2013 Defender 90 Puma 2.2 HT Loire Blue
LV and Hastings have both been good for me in classic and new def.
Post #1015499 18th Nov 2023 8:16am
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andy2111



Member Since: 17 Oct 2021
Location: Kent
Posts: 365
United Kingdom 2002 Defender 110 Td5 HT Bonatti Grey
I am insured by Lancaster, they are Landy specialists.

In this months LRM magazine Lancaster, Adrian Flux and Graham Sykes are all advertising specialist LR insurance.

Something not quite right in what you are being told... I'd try them again. TD5 hardtop to Puma inspired Poptop - my build thread

2002 110 TD5 Hardtop ¦ Full Puma interior ¦ Carpathian grey / Santorini black ¦ X-Vision-X poptop
Post #1015507 18th Nov 2023 10:49am
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andy2111



Member Since: 17 Oct 2021
Location: Kent
Posts: 365
United Kingdom 2002 Defender 110 Td5 HT Bonatti Grey
And if you Google 'classic land rover insurance' all the above and more are listed so there's definitely something odd going on TD5 hardtop to Puma inspired Poptop - my build thread

2002 110 TD5 Hardtop ¦ Full Puma interior ¦ Carpathian grey / Santorini black ¦ X-Vision-X poptop
Post #1015508 18th Nov 2023 10:51am
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carldac



Member Since: 18 Nov 2023
Location: Liverpool
Posts: 8
United Kingdom 

Click image to enlarge
jim4244 wrote:
I'm with Churchill Insurance...

Jim

Same again. NO QUOTE.

Last edited by carldac on 18th Nov 2023 11:22am. Edited 1 time in total
Post #1015511 18th Nov 2023 11:16am
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Moo



Member Since: 01 Oct 2021
Location: Bath
Posts: 1035
Ukraine 
NFU will insure new Defenders with keyless entry, they just charge for it.

I was quoted £4200 for mine two weeks ago. I stayed with Admiral at £2600 despite it being double my existing premium £1300, it was still the cheapest and nothing had changed in our personal circumstances. Comparison websites were from £6k -£7k. Shocked

I'd double check they got the right. It seems odd Thumbs Up Eiger Grey MY23 D250 SE with bits. Known as Noddy.
Post #1015512 18th Nov 2023 11:16am
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Rashers



Member Since: 21 Jun 2015
Location: Norfolk
Posts: 3341
United Kingdom 2014 Defender 110 Puma 2.2 USW Corris Grey
I think it may well be a Postcode issue for you.
Post #1015514 18th Nov 2023 11:17am
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carldac



Member Since: 18 Nov 2023
Location: Liverpool
Posts: 8
United Kingdom 
lord-haggis wrote:
I think you need to give NFU another try as my Defender and Range Rover were both covered this year with no hassle. My 2002 Defender was only £350 a year to insure.


Thanks for the reply. They have already told me point blank - over the phone - I CAN RUN YOU A QUOTE BUT I DO NOT WANT TO WASTE YOUR TIME AS WE CANNOT INSURE A 2016 DEFENDER.

I never even got to the stage of giving them any of my personal details about where I live etc, or what the details of the mods are on the car.

It's an absolute shambles.

Maybe wait until 1 month before your renewal date and see if you get a letter like I did to say "sorry but they can no longer insure you this year". When nothing at all had changed from my side.
Post #1015516 18th Nov 2023 11:21am
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carldac



Member Since: 18 Nov 2023
Location: Liverpool
Posts: 8
United Kingdom 
Rashers wrote:
I think it may well be a Postcode issue for you.


I never even got around to giving my postcode to NFU
Post #1015517 18th Nov 2023 11:23am
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carldac



Member Since: 18 Nov 2023
Location: Liverpool
Posts: 8
United Kingdom 
andy2111 wrote:
And if you Google 'classic land rover insurance' all the above and more are listed so there's definitely something odd going on


Thanks for the reply. Yes. I've also been trying the "classic insurance" route, as I only do less than 5,000 miles, however, Footman James (which I now need to add to my list of declined quotes) told me a MY 2016 is not a Classic car in their eyes.
Post #1015519 18th Nov 2023 11:32am
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Moo



Member Since: 01 Oct 2021
Location: Bath
Posts: 1035
Ukraine 
Have you tried Admiral? As well as my Defender, they insured my 17 year old daughter in a 2008 Discovery 3 and 22 year old daughter in a 2018 Discovery Sport which has keyless entry. Eiger Grey MY23 D250 SE with bits. Known as Noddy.
Post #1015520 18th Nov 2023 11:40am
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andy2111



Member Since: 17 Oct 2021
Location: Kent
Posts: 365
United Kingdom 2002 Defender 110 Td5 HT Bonatti Grey
I wonder if there is something specific with the very last of the Defenders that is causing the problem?

If you don't get as far as giving your postcode and claims history then the underwriting system is kicking you out right at the beginning purely based on the vehicle..

Call one of them back and say you have a 2012 vehicle to see if you get further... If you do you can just hang up. It might at least help to pinpoint the issue. TD5 hardtop to Puma inspired Poptop - my build thread

2002 110 TD5 Hardtop ¦ Full Puma interior ¦ Carpathian grey / Santorini black ¦ X-Vision-X poptop
Post #1015521 18th Nov 2023 11:46am
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