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Sulisuli



Member Since: 30 Oct 2016
Location: South west
Posts: 4789

United Kingdom 2015 Defender 90 Puma 2.2 HT Corris Grey
A PLAN Insurance....sorry lack of insurance
So A Plan who I have been insured with for several years have today informed me that they are unable to renew my policy which is due to expire in 10 days !!

My policy was fully comp, protected no claims, business mileage for just myself to drive and a very reasonable premium of £353.00 per annum living in Cornwall.

The reason citied being we no longer insure high value landrover defenders, so a word of warning to those of you currently with A Plan best start looking else where as you may find yourselves in a similar situation to myself of having to find another insurer come renewal time.

If anyone knows of other insurance companies who insure modified defenders I would be very grateful. 2015 HT XS 90
2008 SVX 90
2000 XS TD5 90
Post #1002501 1st Aug 2023 1:07pm
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Rashers



Member Since: 21 Jun 2015
Location: Norfolk
Posts: 3341

United Kingdom 2014 Defender 110 Puma 2.2 USW Corris Grey
That's a bit of a blow, Sulisuli Shocked

I thought that was their speciality? I am insured with A-Plan, but with a local branch rather than the site sponsor.

Adrian Flux is the only other big name that springs to mind. I have heard so many stories over the last few years of who is good and who isn't. I have no experience with them.

Does your policy at present have a fixed insurance value with them?

As everything is done by computer algorithms these days, I don't suppose it takes a lot for an insurer to throw their teddy out of the pram?
Post #1002504 1st Aug 2023 1:22pm
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Sulisuli



Member Since: 30 Oct 2016
Location: South west
Posts: 4789

United Kingdom 2015 Defender 90 Puma 2.2 HT Corris Grey
It is indeed a blow as I need to use it for work !

I do currently have a fixed value with them and asked if that was removed would they renew for me and that was a No.

I will try Adrian Flux Thumbs Up 2015 HT XS 90
2008 SVX 90
2000 XS TD5 90
Post #1002512 1st Aug 2023 1:52pm
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Hairy Dan



Member Since: 25 Apr 2013
Location: NW Durham
Posts: 1331

United Kingdom 1998 Defender 90 V8 Petrol 50th Auto Chawton White
Can I ask what your fixed value was with them (PM if you want) as I have a similar policy so may have to look elsewhere too Mad Cheers Ian
--------------------
22MY Defender 110 D200 SE, Fuji White.
Kielder 4x4 Safari
Instagram @defender_v8
Post #1002516 1st Aug 2023 2:04pm
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Sulisuli



Member Since: 30 Oct 2016
Location: South west
Posts: 4789

United Kingdom 2015 Defender 90 Puma 2.2 HT Corris Grey
42k.

NFU have just declined me as it has performance mods Big Cry

Not looking good here. 2015 HT XS 90
2008 SVX 90
2000 XS TD5 90
Post #1002517 1st Aug 2023 2:08pm
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Hairy Dan



Member Since: 25 Apr 2013
Location: NW Durham
Posts: 1331

United Kingdom 1998 Defender 90 V8 Petrol 50th Auto Chawton White
Cheers, mine's not as high as that but I think I will make enquiries with them and see what's what Confused Cheers Ian
--------------------
22MY Defender 110 D200 SE, Fuji White.
Kielder 4x4 Safari
Instagram @defender_v8
Post #1002520 1st Aug 2023 2:14pm
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Sulisuli



Member Since: 30 Oct 2016
Location: South west
Posts: 4789

United Kingdom 2015 Defender 90 Puma 2.2 HT Corris Grey
Too modified for LV to insure Big Cry 2015 HT XS 90
2008 SVX 90
2000 XS TD5 90
Post #1002522 1st Aug 2023 2:28pm
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jim4244



Member Since: 13 Apr 2014
Location: Bedfordshire
Posts: 636

England 1998 Defender 90 300 Tdi CSW Epsom Green
My TD5 is insured with Churchill as a stand alone vehicle with only no claims bonus earned on my everyday car (L322 Range Rover) taken into account. I think that the full comp policy is around the £300 per year mark.

Jim
Post #1002524 1st Aug 2023 2:46pm
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Sulisuli



Member Since: 30 Oct 2016
Location: South west
Posts: 4789

United Kingdom 2015 Defender 90 Puma 2.2 HT Corris Grey
Insurance sorted phew. Adrian Flux Thumbs Up great price too. Panic over. 2015 HT XS 90
2008 SVX 90
2000 XS TD5 90
Post #1002528 1st Aug 2023 3:10pm
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Norfolk-n-chance



Member Since: 02 Sep 2019
Location: Usually in the garage!
Posts: 80

United Kingdom 2015 Defender 110 Puma 2.2 XS CSW Santorini Black
Ooh, thanks for the heads up!

Mine is due to renew in September and it too is a fixed value.
50k for the 2015 110 xs

I’ll check out Adrian Flux Thumbs Up “a committee is a group of people who individually can do nothing, but as a group decide nothing can be done.”
Post #1002529 1st Aug 2023 3:17pm
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andy2111



Member Since: 17 Oct 2021
Location: Kent
Posts: 365

United Kingdom 2002 Defender 110 Td5 HT Bonatti Grey
Lancaster are excellent for modified defenders.

There was a comparison of lots of insurance companies in LRM a year or two ago and Lancaster had the best price and were said to be very accommodating when it came to modifications. I called them and got a much better price than the insurer I was already with. My truck is a poptop with lots of other mods.. TD5 hardtop to Puma inspired Poptop - my build thread

2002 110 TD5 Hardtop ¦ Full Puma interior ¦ Carpathian grey / Santorini black ¦ X-Vision-X poptop
Post #1002532 1st Aug 2023 3:29pm
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A-Plan Insurance
Site Sponsor


Member Since: 30 Oct 2013
Location: United Kingdom
Posts: 344

United Kingdom 
Thank you for the feedback - unfortunately due to the high thefts of these vehicles a lot of our insurers have forced capacity issues, resulting in us having significantly reduced options for high value Range Rovers and in general, JLR newer models.

This doesn't effect policies during their policy term and they will continue as normal until renewal. At renewal, we will review every individual policy to see if it matches updated criteria across our panel and offer insurance where possible, and advise if we are unable to invite renewal.

We will continue to assist as many clients as possible however we have already informed the forum admin of the above in addition to requesting our withdrawal from the sites.

It has been an absolute pleasure to support the forums over the many, many years that we have... it appears all good things do indeed come to an end, and I will miss you all after 7.5 years of myself personally being on hand and behind the screen getting involved in the community chats,

Carlie Howden Insurance - Specialist Vehicle
Call us on 01635 874646 for a quotation
Post #1002536 1st Aug 2023 3:40pm
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markb110



Member Since: 22 May 2010
Location: Guildford
Posts: 2522

England 2002 Defender 90 Td5 HT Epsom Green
Doesn’t this fly in the face that new Defenders aren’t being stolen, and that LR models that suffer keyless entry thefts are pre 2022 models.

Or is this just a blanket that covers the brokers three year profit / loss agreement contract with the Insurance companies………. Whistle
Post #1002539 1st Aug 2023 4:07pm
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gilarion



Member Since: 05 Dec 2013
Location: Wales
Posts: 5084

Wales 2007 Defender 90 Other CSW Trident Green
Is it a case of putting profit before customers Rolling Eyes

It is hard to believe that the tens of thousands of Land Rover owners that pay high premiums and the small percentage of thefts of that number should cause this. For those who like Welsh Mountains and narrow boats have a look at my videos and photos at..

http://www.youtube.com/user/conwy1
Post #1002540 1st Aug 2023 4:10pm
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Moo



Member Since: 01 Oct 2021
Location: Bath
Posts: 1035

Ukraine 
The reality is that LRs get nicked more than any other car.



Click image to enlarge
 Eiger Grey MY23 D250 SE with bits. Known as Noddy.
Post #1002541 1st Aug 2023 4:22pm
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