 | Home > A-Plan Insurance > Quoted happy again |
 
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| ginjez Member Since: 18 Sep 2011 Location: huddersfield Posts: 1749  
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Thank you A plan for another hassle free quote. Definitely worth a call.
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23rd May 2018 2:19pm |
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| JOW240725 Member Since: 04 May 2015 Location: Suffolk Posts: 7873  
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But did you pay extra for NCD protection? http://www.defender2.net/forum/topic61691.html?highlight=ncd
I'd be interested to hear A-Plan comment on this as I have just paid extra! James MY2012 110 2.2TDCi XS SW Orkney Grey - http://www.defender2.net/forum/topic43410.html MY1990 110 200TDi SW beautifully faded Portofino Red - https://www.defender2.net/forum/post743641.html#743641 MY1984 90 V8 Slate Grey - https://www.defender2.net/forum/post744557.html#744557 Instagram @suffolk_rovers |
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23rd May 2018 6:35pm |
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| shayes Member Since: 29 May 2016 Location: Devon Posts: 153 
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I just renewed with A Plan yesterday. Competitive price, fully comp but not protected as this is only my second year of NCD with this Land rover. Thanks A Plan
Cheers, Simon |
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24th May 2018 8:36am |
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| Bluest Member Since: 23 Apr 2016 Location: Lancashire Posts: 3995 
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After a frankly horrendous time trying to get a renewal with Adrian Flux, I've moved over to A-Plan today
2007 110 TDCi Station Wagon XS |
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24th May 2018 5:07pm |
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| A-Plan Insurance Site Sponsor Member Since: 30 Oct 2013 Location: United Kingdom Posts: 344
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Hello!
Just seen this thread, apologies for the delay. ginjez, discomog, Bluest and shays - welcome aboard! and if you could pm me you name & postcode I can find out who you spoke to in order to make sure they receive the feedback 
JOW240725 - No Claims Bonus Protection Most insurers will charge extra for this. The difference between protected and unprotected is that yes, the benefit will not protect the overall price of your insurance policy and therefore the price of your insurance policy may increase following an accident, what it does protect is the discount applied. So for example lets say the base premium for your insurance before an accident is £1000, and the 9 years NCB gives you a 50% Discount, your insurance cost is £500. Then you have an accident and the base premium goes to £1500, if your NCB is protected then your discount will still be 9 years at 50% making insurance cost £750. If its not protected then your discount is likely to drop to 4 or 5 years (at best) which carries a lower discount of for example 25%, new insurance cost after claim would be £1125. Yes your policy is likely to still increase following a claim, but the increase would be lower if protected NCB as you are not losing some of your discount as well as having an increase in the base premium. These figures are purely an example and different insurers have different discount percentages for different NCB amounts, different rulings in how many claims protected NCB will allow for and different rulings in how many NCB years you lose in the event of a claim if your no claims in unprotected. I used this solely as an example to explain how NCB works. I hope this helps! Carlie Howden Insurance - Specialist Vehicle Call us on 01635 874646 for a quotation |
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30th May 2018 9:03am |
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