 | Home > Off Topic > Had a bit of a bump 😞 |
 
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| X4SKP Member Since: 29 Nov 2013 Location: Berkshire Posts: 2287   
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Hello pj2106
Easily done...  , especially with the added weight of a Caravan / Trailer, at least nobody was hurt.
Vehicle and Caravan (as recommended) needs a Chassis (then Bodywork) inspection. I took my friend (last year) to view his D4, after being rear ended (on one corner...quite badly) and this test determined the route from then on, all done with lazers and quite an involved process, his was fine, apart from 2 months and 8K to fix, which his insurance covered, as the driver that hit him...(in a Transit)... was uninsured 
It looks like your rear Cross Member has had some previous welding undertaken...  I would doubt from the photographs that a new chassis would be required, (or paid for by Insurance) if the rear is 'rotten' and has had some welding / patching then possibly a new rear Cross Member can be cut in as the easiest (least cost option).
If the vehicle is twisted or misaligned / or showing any 'crabbing' when driven then things can easily get expensive quickly. It will all come down to the 'book value' for an 9 year old Defender (even with a degree of Price lift post end of production) and the bill to fix, you should assume that what you have done to it (your £ in the vehicle) will count for nothing. Insurers will take least cost route (for them) if written off, it will be all about what Category the vehicle gets assigned A B C D N or S https://www.gov.uk/scrapped-and-written-of...-writeoffs If structurally OK, then the damage is fixable relatively easily, but through a good body shop this is still easily a few K to fix. Good Luck... SKIP https://www.defender2.net/forum/topic83242.html |
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30th Oct 2017 12:28pm |
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| pj2106 Member Since: 20 Dec 2012 Location: Huntingdon AKA The Shire Posts: 1500 
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Update:
After speaking to Luke at A-Plan today the Landy is going to the same bodyshop who did my refurb earlier this year so I know I can trust them. The bodyshop manager came out today to have a look and it’s off in the morning The have laser measuring tools to check chassis is straight and true (fingers crossed) So will update accordingly Have to say the help and support from Luke and Chantelle/chris at A-Plan so far has been superb Just trying to sort a courtesy car out for me atm so hopefully that will be sorted tomorrow  2008 110 2.4 XS Utility (Hagrid)
2002 90 TD5 Hardtop (Sully) Sold 1998 300TDi D1 (Billy) Sold |
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30th Oct 2017 5:58pm |
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| JJ Member Since: 18 May 2009 Location: Winchester Posts: 932 
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The rules for insurance write offs has changed so have a look at the new categories and get up to speed with what it means to your circumstances. you should be ok but it isn't all about the cost only now. HR064 Hampshire and Berkshire 4x4 Response
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30th Oct 2017 8:48pm |
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| pj2106 Member Since: 20 Dec 2012 Location: Huntingdon AKA The Shire Posts: 1500
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Well a great service from Luke at A-Plan courtesy car arrived this afternoon not sure about this hybrid malarkey it makes no noise when driving I may actually get my hearing back :/)
The bad news after speaking to the garage this afternoon is that they have found some issues with the chassis itself and also believe the bulkhead has been moved back as passenger door is now hard to shut Awaiting their estimate to go to the insurer and then baited breath whilst they decide my baby’s fate  2008 110 2.4 XS Utility (Hagrid)
2002 90 TD5 Hardtop (Sully) Sold 1998 300TDi D1 (Billy) Sold |
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1st Nov 2017 4:37pm |
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| mse Member Since: 06 Apr 2008 Location: UK Posts: 5024 
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a new richards chassis fitted is cheaper than you think
 Mike |
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1st Nov 2017 8:19pm |
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| Rosco Member Since: 03 Dec 2010 Location: Burntwood Posts: 1803 
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Fingers crossed for you. 2007 - Stornoway Grey 90 XS SW - Gone
2002 - Black Discovery II - Gone 2014 - Montalcino Red 110 XS SW |
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1st Nov 2017 10:50pm |
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| blackwolf Member Since: 03 Nov 2009 Location: South West England Posts: 16870 
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Was the 'van damaged?
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1st Nov 2017 11:14pm |
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| Zed Member Since: 07 Oct 2017 Location: In the woods Posts: 3013 
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Ditto. |
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1st Nov 2017 11:18pm |
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| pj2106 Member Since: 20 Dec 2012 Location: Huntingdon AKA The Shire Posts: 1500
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Van is going to be inspected on Friday but I think (hope) it’s ok
Just worried about my fender 😭😭 Estimate has been submitted today so will have to wait and see what the insurance co come back with now talk about not getting any sleep 😞 2008 110 2.4 XS Utility (Hagrid) 2002 90 TD5 Hardtop (Sully) Sold 1998 300TDi D1 (Billy) Sold |
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1st Nov 2017 11:50pm |
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| blackwolf Member Since: 03 Nov 2009 Location: South West England Posts: 16870
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Fingers are crossed for you, though I fear that the extent of the damage to the Defender makes me think the insurance company will want to write it off. I hope the caravan is ok.
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2nd Nov 2017 12:40am |
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| pj2106 Member Since: 20 Dec 2012 Location: Huntingdon AKA The Shire Posts: 1500
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Well I’ve had a call this morning to say they are going to write the Landy off 😭
So far they have low balled me on a payout price by about 4K from what I’d accept Now has to go for a second opinion 2008 110 2.4 XS Utility (Hagrid) 2002 90 TD5 Hardtop (Sully) Sold 1998 300TDi D1 (Billy) Sold |
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2nd Nov 2017 12:32pm |
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| Rosco Member Since: 03 Dec 2010 Location: Burntwood Posts: 1803
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Disappointing news
Would you consider buying the salvage and sorting/arranging the repair yourself? I had an accident (hit in the rear by 3rd party) a few years back in a C-class. The insurance company wrote it off, not because of the cost of the repair, but the length of time I would be in a courtesy car (the hire company Mercedes used were charging out a like for like replacement car at something like £170/day). Car was 2 years old and valued around £15-17k. They paid out and I bought the salvage back for less than £7k and it was repaired and back on the road in a fortnight. 2007 - Stornoway Grey 90 XS SW - Gone 2002 - Black Discovery II - Gone 2014 - Montalcino Red 110 XS SW |
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2nd Nov 2017 2:44pm |
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| Balvaig Member Since: 19 Feb 2016 Location: Fife Posts: 719  
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Thats a really disappointing outcome.
As you do not appear to have an agreed value policy, you now need to be prepared to haggle. Who is providing the second opinion? Remember that the assessor appointed by the insurer is not your friend. He is there to minimise what the insurer has to pay. You need to be prepared to show that to replace your vehicle with a similar age/condition will cost £xx at retail. For this you need evidence of what defenders are selling for at retail. You will also need to establish with the insurer the condition of your vehicle prior to the accident. Their book prices usually work on poor good and excellent as determined by their assessor. Also depending on the category of write off, you do have the option of buying the vehicle from the insure for a reduced settlement. This can help mitigate some of your loss if you have spent significant sums on the vehicle. |
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2nd Nov 2017 2:54pm |
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| JOW240725 Member Since: 04 May 2015 Location: Suffolk Posts: 7873 
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Gosh it's shocking the bulkhead has moved from what looked like quite light front end damage. What a pain, I feel for you.
I know I said it earlier but it might be worth speaking to Matt Spencer at Carriages Auto Services to see if you could be tempted to buy back and repair with a galv. chassis. If it was going to be a keeper, I'd think it would be worth it? On happier note, I'm glad to ready you've had good service from A-Plan, despite it not being the result you were hoping for. James MY2012 110 2.2TDCi XS SW Orkney Grey - http://www.defender2.net/forum/topic43410.html MY1990 110 200TDi SW beautifully faded Portofino Red - https://www.defender2.net/forum/post743641.html#743641 MY1984 90 V8 Slate Grey - https://www.defender2.net/forum/post744557.html#744557 Instagram @suffolk_rovers |
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2nd Nov 2017 3:05pm |
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