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mustafasoleiman



Member Since: 21 Jun 2016
Location: London
Posts: 103

United Kingdom 2003 Defender 90 Td5 XS CSW Indus Silver
more than 50% insurance increase!
Hello

I have a Defender 90 2003 XS Station Wagon, no mods, based in London and doing about 10k miles a year
Last year my insurance with Elephant was £883.63, I just got a renewal notice that it will be £1,289.90 this year!

Do you have any suggestions about which company I should ask for a quote?

Many thanks for your help.

Alex
Post #620980 2nd May 2017 10:02am
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Sulisuli



Member Since: 30 Oct 2016
Location: South west
Posts: 4787

United Kingdom 2015 Defender 90 Puma 2.2 HT Corris Grey
I always use Liverpool and Victoria for both mine and my wifes Defender 90s and no one beats them on price and mine is 30k miles a year including business mileage and its modified too. Give them a call Thumbs Up 2015 HT XS 90
2008 SVX 90
2000 XS TD5 90
Post #620985 2nd May 2017 10:11am
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Martin
Site Admin


Member Since: 02 Apr 2007
Location: Hook Norton
Posts: 6460

United Kingdom 2015 Defender 90 Puma 2.2 XS CSW Montalcino Red
We have a tie up with A Plan Specialist insurance in Thatcham:

http://www.defender2.net/forum/a-plan-insurance-vf47.html



01635 874646  1988 90 Td5 NAS soft top
2015 D90 XS SW
Post #620988 2nd May 2017 10:15am
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bankz5152



Member Since: 02 Feb 2017
Location: South London/North Kent
Posts: 2049

2004 Defender 110 Td5 DCPU Epsom Green
Re: more than 50% insurance increase!
mustafasoleiman wrote:
Hello

I have a Defender 90 2003 XS Station Wagon, no mods, based in London and doing about 10k miles a year
Last year my insurance with Elephant was £883.63, I just got a renewal notice that it will be £1,289.90 this year!

Do you have any suggestions about which company I should ask for a quote?

Many thanks for your help.

Alex


Move from Elephant ASAP, they are a nightmare and will do anything they can to wriggle out of not paying, you may as well not have insurance when using them!

Try Flux, not the greatest but always been good to me. Currently paying £600 p/a 25, 4 years ncb including one at fault accident. 10k p/a
Post #620992 2nd May 2017 10:51am
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discomog



Member Since: 09 May 2015
Location: Notts/Lincs Border
Posts: 2494

United Kingdom 2015 Defender 90 Puma 2.2 XS CSW Santorini Black
Something tells me you're being ripped off. I pay a total of less than £600 for a Defender and a Discovery Sport with A Plan. Granted I live in the sticks and not London and full NCD. Think you need to do some serious shopping around. Good luck Defender 90XS SW
Mini Countryman Cooper S
Morgan Plus 8
Post #620999 2nd May 2017 11:16am
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X4SKP



Member Since: 29 Nov 2013
Location: Berkshire
Posts: 2284

United Kingdom 2010 Defender 90 Puma 2.4 SW Stornoway Grey
Hello mustafasoleiman

A second... Thumbs Up for LV (although I hate their Ad's)

I'm with them by default as they acquired Frizzell Insurance, but they have proved good.

You only ever know how good they are when used, three issues in 20 years with our two
Land Rovers, two accidents (not our fault) and one attempted theft (stopped by Security,
but damage done) and LV were good throughout.

They also insured our then new 300tdi, parked on the Streets next to London Bridge,
without mad premiums.

Modification too appear not to phase them, with reasonable additions (or none at all).

I'm not too far from A Plan insurance in Thatcham, and have friends with them...also worth
a call for a quote from what I hear...

Good Luck SKIP
https://www.defender2.net/forum/topic83242.html
Post #621000 2nd May 2017 11:24am
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JJ



Member Since: 18 May 2009
Location: Winchester
Posts: 932

United Kingdom 1987 Defender 110 V8 Petrol CSW Corris Grey
With A Plan do make sure you call the Thatcham branch only 01635 874646 as they have the deal for Defender 2.
I ended up with Privilege at a very low rate and they have been good so far ( not claimed yet ) and the renewal actually went down this year Shocked . HR064 Hampshire and Berkshire 4x4 Response
Post #621009 2nd May 2017 12:04pm
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Kst80



Member Since: 28 Aug 2016
Location: Essex
Posts: 81

United Kingdom 
I am with KGM via a broker called Heritage who "specialise" in classics and off roading, so include modifications. I paid £238 including some mods. I am about to find out how good they are as my theft claim progresses.
My other cars are with Admiral, who put their premiums up each year. I go to confused.com get prices (Admiral are usually about the cheapest!) then I call and they price match...........themselves. I reduced my bill for five family cars from just over £1500 to just under £1100!!
Post #621016 2nd May 2017 12:33pm
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Kit



Member Since: 12 Feb 2016
Location: Shropshire
Posts: 1110

United Kingdom 1993 Defender 90 200 Tdi SW Scotia Grey
Adrian Flux did mine for £300 on 7K a year 1993 200 Tdi 90 CSW
1956 Series 1 Hard-top
1958 Series 1 Soft-top
Post #621018 2nd May 2017 12:38pm
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Kst80



Member Since: 28 Aug 2016
Location: Essex
Posts: 81

United Kingdom 
Admiral were cheaper but would not cover mods nor off roading.............as it happens some toerag smashed it up before I got the chance!
Post #621019 2nd May 2017 12:40pm
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corgi1



Member Since: 26 Feb 2017
Location: bucks
Posts: 440

England 2009 Defender 90 Puma 2.4 XS CSW Stornoway Grey
nothing but problems with A plan, now with NFU and £110 cheaper Thumbs Up
Post #621021 2nd May 2017 1:03pm
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JOW240725



Member Since: 04 May 2015
Location: Suffolk
Posts: 7866

United Kingdom 2012 Defender 110 Puma 2.2 XS CSW Orkney Grey
Just renewed with A-Plan no increase on last year, always had great service, but not made a claim though.

With A-Plan you must speak with the Thatcham office. They knocked spots off the premium I got from Flux and NFU for what appears like for like cover. James
MY2012 110 2.2TDCi XS SW Orkney Grey - http://www.defender2.net/forum/topic43410.html
MY1990 110 200TDi SW beautifully faded Portofino Red - https://www.defender2.net/forum/post743641.html#743641
MY1984 90 V8 Slate Grey - https://www.defender2.net/forum/post744557.html#744557
Instagram @suffolk_rovers
Post #621052 2nd May 2017 3:42pm
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Rallymental



Member Since: 17 Aug 2015
Location: The Garden of England
Posts: 468

United Kingdom 2015 Defender 110 Puma 2.2 XS CSW Santorini Black
You could just try money supermarket or one of them.
I've got my 2015 110xs and the wifes Audi A1 140 sport on a multicar with admiral for under £700 in south east London borders The definition of insanity is doing the same thing over and over again but expecting different results.
Solihull, 1948 - "If we paint the chassis, it will last for years"
Solihull, 2015 - "If we paint the chassis.............................
Post #621075 2nd May 2017 4:52pm
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Intercept



Member Since: 27 Feb 2017
Location: Suffolk
Posts: 587

United Kingdom 2002 Defender 110 Td5 Black LE Java Black
NFU cover my 110 DCPU for £287 with all modifications declared including a Stage 2 remap on an IP postcode. Whilst hardly an inner city location, Defender theft is sufficiently rife here for the police to pull me over for an ID check to compare with their records.
Post #621077 2nd May 2017 5:01pm
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steve_c3



Member Since: 30 Apr 2015
Location: Hants
Posts: 171

United Kingdom 2002 Defender 110 Td5 SW Epsom Green
+1 for A Plan (Thatcham). This is my second year with them. Last years premium was much lower than anyone else and no increase this year Thumbs Up 2002 Defender 110 CSW TD5
Post #621156 2nd May 2017 8:48pm
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