 | Home > Finance & Insurance > Being Young is less than ideal |
 
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| EddieB Member Since: 08 Apr 2013 Location: Durham Posts: 57   
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Try flux, at 22 with 4 years ncb It cost me 500 living in the centre of Edinburgh, parked on the street. And I could list any mod I liked.
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8th Jul 2014 2:22pm |
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| K9F Member Since: 12 Nov 2009 Location: Bournemouth Posts: 9610 
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Waldo.....How ironical (see thread link below).....
Bet it was with a company called Markerstudy too. Apparently they 'target drivers under 25.'
With a sniper and the crosshairs of a high powered rifle apparently. 
http://www.defender2.net/forum/topic30055-15.html When you go to Flux please make sure you are aware who the insurers are and choose wisely.  If you go through life with your head in the sand....all people will see is an ar5e!!
Treat every day as if it is your last....one day you will be right!! |
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8th Jul 2014 2:22pm |
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| Thor Member Since: 17 Dec 2011 Location: Didcot Posts: 446 
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I had my VW Transporter insured with Markerstudy with all mods declared etc. They were great to deal with and a good price........until my house was broken into and van stolen. They became difficult to deal with and if anything added to the stress by taking 9 months ish to pay out.
Not accompany where I would spend my money again.  Strong people are harder to kill and generally more useful! |
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8th Jul 2014 2:33pm |
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| Waldo Member Since: 18 Jul 2010 Location: Bit South of Manchester Posts: 240
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I didn't ask because 800 made me choke
Currently on the phone to adrian flux and it's looking good so far 
Not with marker study.... it's equity red star Will keep you informed Defender 90 XS TD5 (03 Reg) |
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8th Jul 2014 2:47pm |
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| K9F Member Since: 12 Nov 2009 Location: Bournemouth Posts: 9610
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Good luck Waldo.....
Youth, thankfully sometimes, is not an affliction I am acquainted with anymore. But I do sympathise with a 19 and 23 year old. If you go through life with your head in the sand....all people will see is an ar5e!!
Treat every day as if it is your last....one day you will be right!! |
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8th Jul 2014 2:51pm |
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| Waldo Member Since: 18 Jul 2010 Location: Bit South of Manchester Posts: 240
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Adrian Flux came back with £580 which i'm impressed with, best quote from anyone so far.
Only problem is I'm towing a trailer to France at the end of the summer and the other person who is towing isn't 21.... and they are not willing to insure her even for a week because of this. Going to keep digging. Will Defender 90 XS TD5 (03 Reg) |
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8th Jul 2014 2:55pm |
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| custom90 Member Since: 21 Jan 2010 Location: South West, England. Posts: 19615
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17 - 21 I can understand to a degree but 25 is frankly ridiculous. By which time you could have an 8 yr NCB which is a lot more than many twice that age on the road and they still get it cheaper.
Some even with speeding offences points etc and such like. And they wonder why young people find it difficult to work... 
NFU won't even have anyone under 25, one could say that is discrimination... Imagine if you just turn 60 and your insurance said we won't insure you your now too old. I don't think that would be acceptable in their or my book personally. Doing this to younger drivers is just the reverse discrimination. All just because a minority won't behave themselves. |
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8th Jul 2014 2:59pm |
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| shaggydog Member Since: 12 Aug 2012 Location: Kent Posts: 3346 
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The insurance industry in this country is a joke and desperately needs overhauling.
They have far too much power to wiggle out from any claim but charge you through the nose for any reason. If it is the law to have a minimum of 3rd party insurance why doesn't the government provide cheep affordable 3rd party only insurance which everyone can afford and get so they can get some form of no claims and undercut all the insurers. I bet they would make a fortune from it! |
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8th Jul 2014 7:34pm |
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| Interlet Member Since: 10 Oct 2011 Location: Norwich Posts: 461 
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Whilst Adrian Flux were cheaper (I'm 25 now, and driven LR's since getting driving license in 2008), I found their customer services pretty unhelpful, and the terms and conditions sometimes dubious, and the credit agreement for me at least had an insulting level of interest.
I switched back to NFU, which I admit are a bit more expensive, but have been very helpful, and surprisingly understanding of mods. The local nature of their service is also favourable, to me at least, as the Huntingdon NFU office manager owns and drives a Defender himself. 1998 110 300Tdi White Hard Top |
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8th Jul 2014 8:49pm |
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