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Mattyboy



Member Since: 05 Dec 2012
Location: Sudbury
Posts: 58

United Kingdom 2007 Defender 90 Puma 2.4 HT Santorini Black
Van insurance
Wonder if anyone can help, I've got two defenders on a Admiral Multicar Policy both with full NCD and I'm more than happy with the price. I am moving house in a few weeks and my new place needs a lot of building work, So I have just got a LDV tipper off a builder mate, £250 needed a fair bit for the MOT but not an issue.
So here's the Problem, Admiral won't add it to my multi-car policy as it's not a car, I don't have any van NCD so the cheapest I can get a quote is £500!!!! I don't intend to use it for work or do any more than 1000 miles a year in it. I've got a clean licence and I've tried all the go compare websites....

thanks

Matt 07 Defender 90 TDCI
98 Defender 90 300 Tdi
Land Rover Freelander
MG B GT
CBR 600
AEC Matador
but no washing machine
Post #295085 2nd Jan 2014 12:03pm
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dorstsmith2



Member Since: 06 Aug 2012
Location: On the third rock from the sun in dorset
Posts: 188

United Kingdom 2003 Defender 90 Td5 HT Caledonian Blue
That's insurance for you, Mad same problem with my van two year ago NCB is not transferable AVIVA good deal for me good luck

matthew
Post #295089 2nd Jan 2014 12:15pm
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GUM97



Member Since: 05 Feb 2012
Location: Cheshire
Posts: 3555

United Kingdom 1997 Defender 90 300 Tdi HT Stornoway Grey
Have you tried any specialist van insurance companies? An engine to TDi for!
"Land Rover- Proudly turning drivers into mechanics since 1948"
Post #295095 2nd Jan 2014 12:36pm
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Mattyboy



Member Since: 05 Dec 2012
Location: Sudbury
Posts: 58

United Kingdom 2007 Defender 90 Puma 2.4 HT Santorini Black
Any that you suggest? AVIVA have never heard of a LDV tipper!!!! Confused 07 Defender 90 TDCI
98 Defender 90 300 Tdi
Land Rover Freelander
MG B GT
CBR 600
AEC Matador
but no washing machine
Post #295096 2nd Jan 2014 12:41pm
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JJ



Member Since: 18 May 2009
Location: Winchester
Posts: 932

United Kingdom 1987 Defender 110 V8 Petrol CSW Corris Grey
You could try Autonet or B & Q offer van insurance http://www.trade-point.co.uk/services/trade-insurance/ .Neither of them on comparison sites .
Post #295098 2nd Jan 2014 12:49pm
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landy andy



Member Since: 15 Feb 2009
Location: Ware, Herts
Posts: 5424

2006 Defender 110 Td5 USW Zermatt Silver
Commercial vehicle direct are good as is nfu, but phone local nfu branch not main call center number.

Andy
Post #295100 2nd Jan 2014 12:51pm
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GUM97



Member Since: 05 Feb 2012
Location: Cheshire
Posts: 3555

United Kingdom 1997 Defender 90 300 Tdi HT Stornoway Grey
Direct Line do good van insurance at times, as well as the AA Thumbs Up An engine to TDi for!
"Land Rover- Proudly turning drivers into mechanics since 1948"
Post #295102 2nd Jan 2014 1:00pm
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SailingTom



Member Since: 19 Nov 2013
Location: ESSEX
Posts: 1709

United Kingdom 
Hi there.
I had a similar problem as im only 21 so was probably worse, when I went from station wagons to a pickup.
Id recommend as has been said above phoning direct line. I was very surprised as they were a couple of hundred cheaper than go compare and compare the Meercat!
Cheers Tom Defender puma dormobile camper
Post #295107 2nd Jan 2014 1:35pm
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Mattyboy



Member Since: 05 Dec 2012
Location: Sudbury
Posts: 58

United Kingdom 2007 Defender 90 Puma 2.4 HT Santorini Black
swift van insurance have offered to Mirror some of my car NCD brings it down to £385 with a £850 excess! still cost more than the range rover! 07 Defender 90 TDCI
98 Defender 90 300 Tdi
Land Rover Freelander
MG B GT
CBR 600
AEC Matador
but no washing machine
Post #295112 2nd Jan 2014 1:45pm
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dorstsmith2



Member Since: 06 Aug 2012
Location: On the third rock from the sun in dorset
Posts: 188

United Kingdom 2003 Defender 90 Td5 HT Caledonian Blue
That's insurance for you, Exclamation £850 excess! Rolling with laughter they having Laughing Laughing Laughing
Post #295135 2nd Jan 2014 4:44pm
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Martin
Site Admin


Member Since: 02 Apr 2007
Location: Hook Norton
Posts: 6485

United Kingdom 2015 Defender 90 Puma 2.2 XS CSW Montalcino Red
Try the site's insurance sponsor A-Plan Bletchley - http://www.defender2.net/forum/topic24198.html  1988 90 Td5 NAS soft top
2015 D90 XS SW
Post #295146 2nd Jan 2014 5:42pm
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Pam W



Member Since: 25 Oct 2011
Location: North Yorkshire
Posts: 1169

England 1998 Defender 90 Td5 SW Auto Oslo Blue
My Land Rover is actually insured as a van, on a Van Policy because it is a hardtop (not a SW) so technically it is classed as a commercial vehicle, not a car. Regardless of my use of it. That's with Adrian Flux, who had to pass me from their 4x4 Dept to their Van Dept due to the above.

From your sig and gallery looks like your 90s are also technical 'commercials' so technically they are vans already and could/should (depending on the insurer presumably) be insured as vans rather as cars.... So I would have thought from that respect you could argue that you don't need any additional NCD for vans, as you already drive them... Confused

However, I would have thought the LDV tipper would be insured as a tipper, being a different risk class for insurance to an out and out van.

Who knows, insurance companies all say different things these days so it depends who you talk to and what underwriters they deal with as to what is what! Rolling Eyes Our blog - http://landytravels.com/

Yorkshire Off Road Club - http://www.yorkshireoffroadclub.net
Post #295147 2nd Jan 2014 5:43pm
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jimbob7



Member Since: 06 Jul 2013
Location: uk
Posts: 2055

Re: Van insurance
Mattyboy wrote:
Wonder if anyone can help, I've got two defenders on a Admiral Multicar Policy both with full NCD and I'm more than happy with the price. I am moving house in a few weeks and my new place needs a lot of building work, So I have just got a LDV tipper off a builder mate, £250 needed a fair bit for the MOT but not an issue.
So here's the Problem, Admiral won't add it to my multi-car policy as it's not a car, I don't have any van NCD so the cheapest I can get a quote is £500!!!! I don't intend to use it for work or do any more than 1000 miles a year in it. I've got a clean licence and I've tried all the go compare websites....

thanks

Matt


£500 wi zero no-claims Shocked , I pay that now with 25 + years no claims, lol.BTW there isn't a "van no-claims" per se, it's just that you can't use your no claims on 2 separate policies. Pov.spec,ftw. 2006, 110,TD5.
Post #295159 2nd Jan 2014 6:37pm
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TD5_dan



Member Since: 24 Feb 2012
Location: Essex
Posts: 449

2001 Defender 110 Td5 CSW Java Black
Sounds about right mate. Went through similar thing couple of years back. Think they mirrored 70% of my car no claims. Was about £450 on a transit connect van but I was only 24. Now built up some commercial no claims and it's come right down so could upgrade to a full fat transit now. Getting a commercial vehicle is abit like getting a first car have to start small especially if young. I'm lucky enough to have nearly full no claims on car, commercial and classic insurance policies. Just remember when you don't use one for a few years you lose all ncb on that type of policy unless you can keep mirroring them. 2001 TD5 110 County Station Wagon - sold
1970 Series 2A Station Wagon
1970 Series 2A hard top
1960 Series 2
1972 Series 3
Post #295198 2nd Jan 2014 7:31pm
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danridge



Member Since: 28 May 2013
Location: Bath
Posts: 438

United Kingdom 2004 Defender 90 Td5 XS CSW Java Black
I was with Admiral with wife and mothers car when I had the 90 but swapped to a double cab and they wouldnt add it to the policy as classed as a commercial.

Best price I got is with budgetinsurance.com/Van-Insurance/
Added the Patriot Roof rack to the policy for free too.

Good luck
Post #295245 2nd Jan 2014 9:32pm
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