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steve E



Member Since: 06 Mar 2011
Location: Tenby
Posts: 2073

Wales 
Heritage Insurance
Hi Everyone

I'm trying to get an insurance policy for a 90 Heritage Defender with a guaranteed value should anything go horribly wrong.
With this I am happy to have a limited mileage policy as I wont be driving it every day.

Just spoke to APlan and very helpful but they want to insure it as a commercial vehicle and instead of a guaranteed value they want to use the first year replacement if anything goes wrong instead of saying if something goes wrong we've agreed it's valued at x amount.

any advice would be great Thumbs Up
Post #480576 9th Dec 2015 9:56am
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Supacat



Member Since: 16 Oct 2012
Location: West Yorkshire
Posts: 11018

United Kingdom 2013 Defender 110 Puma 2.2 XS DCPU Keswick Green
Many insurance schemes will give you a new replacement vehicle in first 12 months, some even do this for 24 months. Shop around, it's useful to have, if a little redundant given the Defender demise.

Not sure what implications of it being classed as a commercial vehicle are; unless it just opens up the offerings from the broker.

I'd want to know in writing what the offer will be when they can't get one. Will it be what you paid or the full retail price from Jan 2016?
Post #480580 9th Dec 2015 10:05am
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steve E



Member Since: 06 Mar 2011
Location: Tenby
Posts: 2073

Wales 
Thanks Supacat

Thats what I would like in writing as they can't replace it so don't want any "we can get you one secondhand or give you less than youve paid as theres no replacement"

Think I might phone some of the classic insurance chaps Thumbs Up
Post #480583 9th Dec 2015 10:14am
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Jimmyovskio



Member Since: 02 Feb 2016
Location: yorkshire
Posts: 20

United Kingdom 2016 Defender 110 Puma 2.2 Adventure Phoenix Orange
Did you get sorted out? The reason they want to insure as a commercial vehicle is because the DVLA have all the celebration models listed as Vans rather than Estates (which al other Station Wagons are listed as)

I present cannot get insurance of any kind for my Adventure model!
Post #499732 2nd Feb 2016 10:21pm
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apt100



Member Since: 05 Mar 2015
Location: Derbyshire
Posts: 1547

United Kingdom 2016 Defender 90 Puma 2.2 XS CSW Aintree Green
Are you sure the SW are listed as Estates?

I was asking about this when I first got my 90XS http://www.defender2.net/forum/topic40014.html?
Post #499761 2nd Feb 2016 11:34pm
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williamthedog



Member Since: 29 Dec 2012
Location: south wales
Posts: 3441

2011 Defender 90 Puma 2.4 PU Tamar Blue
Try Adrian Flux, they do guaranteed value policies Thumbs Up
Post #499792 3rd Feb 2016 7:01am
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steve E



Member Since: 06 Mar 2011
Location: Tenby
Posts: 2073

Wales 
I went with the site sponsor A plan who have put the exact model on the policy for me which is what I wanted.

Others just wanted to put it down as a Station Wagon and not a Heritage model.

My own insurance wouldnt do it as they only had a Heritage td5 on the system
Post #499807 3rd Feb 2016 8:54am
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Jimmyovskio



Member Since: 02 Feb 2016
Location: yorkshire
Posts: 20

United Kingdom 2016 Defender 110 Puma 2.2 Adventure Phoenix Orange
Well it's now been over two weeks without insurance - still nothing. No one will insure me which is totally ridiculous. I'm 40 years old, with over 10 years NCD, no convictions or anything. Yet no one will insure my new car. The site sponsors haven't bothered to return two requests for a quote.

At a loss as to what to do.
Post #501965 8th Feb 2016 12:52am
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dorsetsmith



Member Since: 30 Oct 2011
Location: South West
Posts: 4554

Jimmyovskio wrote:
Did you get sorted out? The reason they want to insure as a commercial vehicle is because the DVLA have all the celebration models listed as Vans rather than Estates (which al other Station Wagons are listed as)

I present cannot get insurance of any kind for my Adventure model!


contact
Ryan@LandRover with your problem Exclamation Exclamation
Post #501981 8th Feb 2016 7:22am
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Jimmyovskio



Member Since: 02 Feb 2016
Location: yorkshire
Posts: 20

United Kingdom 2016 Defender 110 Puma 2.2 Adventure Phoenix Orange
Ryan? Where? - cheers
Post #501990 8th Feb 2016 7:36am
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dorsetsmith



Member Since: 30 Oct 2011
Location: South West
Posts: 4554

on this forum he works for LR customer services as for as i no, he may be able to shed sume light on the problem
Post #501992 8th Feb 2016 7:40am
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steve E



Member Since: 06 Mar 2011
Location: Tenby
Posts: 2073

Wales 
phone A-Plan and speak to them
they have them on there system Thumbs Up
Post #501999 8th Feb 2016 8:21am
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Jimmyovskio



Member Since: 02 Feb 2016
Location: yorkshire
Posts: 20

United Kingdom 2016 Defender 110 Puma 2.2 Adventure Phoenix Orange
Done - but they need to call me back, after entering all the details so far it seems they are having trouble finding an underwriter... It's the same issue everyone else has - it's listed as a van but has 7 seats... computer says no...

I've been told by my own dealer that another customer with same model had been insured no problem with Autonet (they happen to be my current insurer who refuse to cover the Defender for me...)

Insurance is a strange business - spent the whole weekend googling many different sites and sure enough everyone seem to recognise all the Celebration models as Vans not cars/Estates. Can't be specific to my car as I'm searching under model rather than Reg.

Finger crossed A-Plan have the answer because if they don't I'm going to have to take issue again with JLR
Post #502016 8th Feb 2016 9:05am
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Martin
Site Admin


Member Since: 02 Apr 2007
Location: Hook Norton
Posts: 6459

United Kingdom 2015 Defender 90 Puma 2.2 XS CSW Montalcino Red
Is this A-Plan at Thatcham or your local office?  1988 90 Td5 NAS soft top
2015 D90 XS SW
Post #502024 8th Feb 2016 9:31am
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Jimmyovskio



Member Since: 02 Feb 2016
Location: yorkshire
Posts: 20

United Kingdom 2016 Defender 110 Puma 2.2 Adventure Phoenix Orange
Thatcham - they've now provided a quote which is quite steep!
Post #502033 8th Feb 2016 9:43am
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